-
Investing
Should You Open Another Retirement Account?
While you are saving in a company sponsored 401(k) or a personal individual retirement account(IRA), you might be wondering if it is enough. The question looms of whether it make sense to open an additional retirement account or simply continue contributing to the one you already have. This question has a few caveats to it that are worth understanding before…
Read More » -
Budgeting
Communicating Your Budget to Your Family
Monitoring cash flow for yourself is an essential task that is easily complicated. When this task becomes managing the finances of an entire family it is much more challenging. In many families, monitoring financial situations is left to one person. One of the most important parts of this role is communicating the financial situation to the rest of the family.…
Read More » -
Insurance
The Waiver of Premium Rider in Life Insurance
Life insurance is an important resource to the well-being of your family in the event of an untimely passing. The way most people think about life insurance is by seeing a windfall of cash in the event of death. But, there are many ways a life insurance policy can provide protection while you are living and even ways it can…
Read More » -
Cryptocurrency
The Evolution of Finance: Why Money Is Going Digital
From the advent of the telephone to advancements in flight, technological developments throughout history have often taken giant leaps forward. Finance is no exception.
Read More » -
Credit Cards
The Best Credit Cards for Grocery Shopping
Are you always shocked at the grocery receipt every time you go to the store? If so, you should consider getting a credit card that allows you to reap the benefits when you use it grocery shopping. Some credit cards offer high bonuses and cash back after spending it grocery shopping. This is a great way that you and your…
Read More » -
Home Buying
How to Buy a House When You Have Student Loans
Thinking about student loan debt is daunting and mentally draining. It is something that could be hanging over you, weighing you down in many areas of your life. When one door seems to open, another seems to close – you’ve finally landed that dream job you’ve always wanted thanks to your schooling, but are having trouble buying a house because of…
Read More » -
Budgeting
How to Live on a Tight Budget as a Retiree
Even though you have money stored away in the bank and have been preparing yourself for retirement for decades, you still need to be frugal with your spending. Luckily, your kids are probably out of the house and living a life of their own, your mortgage is paid off, and your car loans are settled. This makes more leeway for…
Read More » -
Insurance
Why You Should Invest in Life Insurance Now
Creating a safety net for yourself and your loved ones is one of the most important ways to protect everyone, should anything happen. To prevent the worst-case scenario of leaving your loved ones deep in a hole of financial debt, you should invest in life insurance now. If you’re starting to get closer to a financially stable life, then having…
Read More » -
Budgeting
Use These 5 Apps to Ace Your Home Budgeting
Finding it hard to manage expenditures, loans, and maintain a good credit score? Check out five best budget apps to budget like a pro.
Read More » -
Home Buying
Why Pre-approval is a Great Idea for Homebuyers
Shopping for buying a home without getting a pre-approval? Or you have a pre-qualification for mortgage? Find out why and how to get a pre-approval for a mortgage.
Read More »