Sometimes life gets tricky, and you need some financial assistance through the help of a loan. Figuring how your credit score, how much you can afford, how much you need to borrow, and where to borrow from can be overwhelming and difficult. This is another area where it’s important to make decisions based on your individual needs to be sure that you get what you need now and are going to pay back the least amount in the end. Whether it’s for personal reasons, home improvement, a new car, or your business, we can help you know how to prepare and what to expect.
How REPAYE Works: Revised Pay As You Earn
In this article, we will focus on REPAYE, but we will also compare it to the other student loan repayment plans and explain which one will work best for you.Read More »
Most Popular Installment Loan Options in 2020
Below, we will cover the most popular installment loan options and choose the best lenders for a variety situations.Read More »
Should I Consolidate My Student Loans?
Consolidating your loans is a good strategy to get out of default or lower your monthly rate, but it is not always the best strategy for getting out of debt quickly.Read More »
APR vs Interest Rate: What’s the Difference?
When they compare the difference between the APR vs interest rate, loan borrowers and credit card users will learn a lot about their costs. While issuers/lenders charge interest to make a profit, the APR gives consumers a comprehensive idea of what overall costs will be, which include commissions and other fees.Read More »
Which Loan to Pay off First? How to Decide the Best Method for You
Deciding the best method on which loan to pay off first is not easy. You should consider your goals (such as a car/mortgage) and the approach that helps you attain them. Alternatively, you could pick a method that allows you to organize your budget and grow your savings. This depends on your needs and objectives.Read More »
How Your Credit Score Impacts Your Financial Future
In short, your credit score impacts your financial future because it makes it easier to secure affordable housing, access funds during emergencies, raise capital when you need it, and establish residual income streams.Read More »
Subsidized vs Unsubsidized Loans: Five Crucial Differences
The differences between subsidized vs unsubsidized loans are related to the qualification criteria, financial limits, graduation deadlines, and interest rates. This list will help you pick the loan that suits your needs both during and after college.Read More »
How Much Should I Put Down on a Car? Down Payment Secrets
You should be aiming to put at least 20% down on your car when you buy it.Read More »
Buy Here, Pay Here Car Lots: Important Aspects You Should Consider
Buy here, pay here car lots specifically work with consumers that don’t have the credit requirements and time to go through a traditional loan applications.Read More »
8 Ways to Fund Your Business with Startup Capital
For those that can’t get the attention of angel investors or VCs, here are eight ways to fund your business with startup capital.Read More »