credit score

  • Photo of Why Now Is the Best Time of Year to Buy a House

    Why Now Is the Best Time of Year to Buy a House

    Alongside the perks and benefits that go alongside it, owning a home is an indicator of proficient money management. Closing on a loan during the best time of year to buy a house or when mortgage rate predictions are low only makes things better. Having the income, credit score, and downpayment for it, even before getting an estimate mortgage payment…

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  • Photo of How to Eliminate Credit Card Debt

    How to Eliminate Credit Card Debt

    If you are tired of carrying your credit card baggage, there are many options you can utilize to pay off your credit card debt.

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  • Photo of How to Get a Loan When You're Retired

    How to Get a Loan When You're Retired

    You’re finally at the age where it’s acceptable to retire from your job and enjoy all of your hard-earned money you’ve made over the years. Many retired people believe that they cannot take out any loans once they’ve retired. Although this can occasionally be the case, it doesn’t mean that it’s impossible to take out a loan. These loans will…

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  • Photo of Personal Finance Advice – The Perils of Buying on Store Credit

    Personal Finance Advice – The Perils of Buying on Store Credit

    It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.

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  • Photo of Learning How to Build Up your Credit

    Learning How to Build Up your Credit

    The problem with starting your credit history is that many lenders won’t give you a credit card or a loan to get you started. So how do you get your history going if nobody will give you a chance?

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  • Photo of Five Steps to Help Rebuild Your Credit Score

    Five Steps to Help Rebuild Your Credit Score

    If you are worried about what your credit score might mean, or if you are struggling to deal with your low score, then the good news is that you’re not alone. The better news is that there are ways you can rebuild your credit score and come back from financial difficulty, as long as you are committed to the process…

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  • Photo of How to Pick the Best Gas Rewards Card

    How to Pick the Best Gas Rewards Card

    According to a recent poll, more than two-thirds of Americans (62%) prefer gas rewards over other discount programs. After all, almost all consumers have to drive to work or school on a daily basis. Moreover, choosing the best gas rewards card (which depends on the individual’s circumstances) is especially important to those who have a long commute to work, as…

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  • Photo of Does the Low PennyMac Payment Make This Mortgage Worth It?

    Does the Low PennyMac Payment Make This Mortgage Worth It?

    Unemployment is currently at historically low levels, and the US economy is performing very strongly. Because of this, many analysts and aspiring homeowners expect the housing market to pick up, even more so after the Federal Reserve recently cut interest levels. Is this a good time to buy? The Bank of America mortgage rates, as an example, are notably going…

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  • Photo of How to Cope with Higher Gas Station Prices

    How to Cope with Higher Gas Station Prices

    Just as with any other product, the gas station prices that consumers pay to fill their cars depends on the cost of producing the fuel. More specifically, when petroleum, the original product that gas is derived from, becomes more expensive, so does the cost of transportation. In those situations, consumers may struggle to find cheap gas nearby them. Since early…

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  • Photo of Should I Apply for Another Credit Card?

    Should I Apply for Another Credit Card?

    You might be wondering how many credit cards you should have, and if you’re ready to apply for another one. While there isn’t really one answer since everyone is different, there are some things you should keep in mind when you’re applying for your second or third credit card. While it sounds enticing to have a credit card that offers…

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