Monica Gray

  • Photo of How to Get a Loan When You’re Retired

    How to Get a Loan When You’re Retired

    You’re finally at the age where it’s acceptable to retire from your job and enjoy all of your hard-earned money you’ve made over the years. Many retired people believe that they cannot take out any loans once they’ve retired. Although this can occasionally be the case, it doesn’t mean that it’s impossible to take out a loan. These loans will…

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  • Photo of Renting an Apartment: How to Plan Your Budget

    Renting an Apartment: How to Plan Your Budget

    Even though you may have created a budget for your new apartment, it can be difficult to actually stick to it. One of the best ways to stay within your budget when renting an apartment is to do all of the budgeting before you sign those papers that puts the apartment in your name. Below are some of the best…

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  • Photo of How to Budget for Your Child’s Summer Camp

    How to Budget for Your Child’s Summer Camp

    Summer camp could be one of the most exciting parts of the year for your child. They get to spend an entire day running around in the sun, swimming in a pool, playing sports, and interacting with other children. Unfortunately, summer camp can be costly and will need a bit of budget planning beforehand. We’ll touch upon several ways how…

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  • Photo of The Top 9 Personal Finance Books

    The Top 9 Personal Finance Books

    Personal finance books offer some of the best tools for reaching financial independence and stability. If you’ve tried every other tactic to try and pay off your debt, manage your finances, and stick to a budget, but still find yourself struggling to stay afloat, then maybe you can try taking a different approach. Authors who write personal finance books typically…

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  • Photo of Top 10 Money Management Apps You Can Download Right Now

    Top 10 Money Management Apps You Can Download Right Now

    When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…

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  • Photo of What Student Loan Forgiveness is and How You Can Get it

    What Student Loan Forgiveness is and How You Can Get it

    If you have student loans, chances are you’re familiar with the term forgiveness. When you get forgiveness of a loan, it means you no longer have to pay back the full loan. There are quite a few ways in which you can get student loan forgiveness for federal loans. We’re going to touch upon a few of the ways you…

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  • Photo of Top 7 Stock Investment Tracker Apps

    Top 7 Stock Investment Tracker Apps

    Keeping track of your investments can get messy, especially if you’re already busy with other areas of your life. However, it’s incredibly important to keep track of them when you’re dealing with a bunch of different stocks so you can keep track of your earnings and performance. This is why having an organized system for keeping track of your stocks,…

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  • Photo of Should I Apply for Another Credit Card?

    Should I Apply for Another Credit Card?

    You might be wondering how many credit cards you should have, and if you’re ready to apply for another one. While there isn’t really one answer since everyone is different, there are some things you should keep in mind when you’re applying for your second or third credit card. While it sounds enticing to have a credit card that offers…

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  • Photo of Choosing a Homeowners Insurance that’s Right For You

    Choosing a Homeowners Insurance that’s Right For You

    Homeowners insurance is one of the best ways to protect you and your family in case of any unexpected occurrences – fire, earthquakes, tornadoes, and hurricanes to name a few. The price of your home insurance will depend on a few factors such as the age of the house, your state, and the probability of environmental factors occurring. Choosing a…

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  • Photo of How to Budget for Your First New Car

    How to Budget for Your First New Car

    Shopping for cars is exciting. It’s the doorway to an entirely new world of freedom. You don’t have to rely on anyone for transportation, and you can take that spontaneous cross-country road trip you’ve always wanted to take. In the process of looking at those sparkly and shiny new vehicles, you might have forgotten that you need a specific budget…

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