Credit

  • Photo of How to Avoid Bankruptcy

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Photo of Breaking Down Low Interest Mortgage Loans

    Breaking Down Low Interest Mortgage Loans

    In order to avoid that surprise down the road, there are a number of things you should look for when shopping around and comparing low interest mortgages. Understand, all the minor details will help you enjoy stability over the years to come, rather than a downward spiral as time ticks along.

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  • Photo of Tips to Save Money With Credit Cards

    Tips to Save Money With Credit Cards

    The fact is, banks don’t issue credit cards without trying to find a way of making money on them. This means that your well being is not always on their mind, and you have to realize that their focus is on their bottom line.

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  • Photo of Avoiding the Worst of Credit Traps

    Avoiding the Worst of Credit Traps

    In their effort to increase their profit and ensure growth, companies within the industry are implementing new strategies that you, the consumer, need to be weary of in the following years.

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  • Photo of Massive Credit Card Debt? Reducing Credit Card Debt Through Settlement Programs

    Massive Credit Card Debt? Reducing Credit Card Debt Through Settlement Programs

    If you are surrounded by so much credit card debt that you don't know how to pay them off, your best bet should be to contact a debt settlement company. As this time of life, your only option is to negotiate your bills with your credit card company. Negotiating with this credit card company is what the debt settlement company…

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  • Photo of How to Eliminate Credit Card Debt

    How to Eliminate Credit Card Debt

    If you are tired of carrying your credit card baggage, there are many options you can utilize to pay off your credit card debt.

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  • Photo of How to Get a Loan When You're Retired

    How to Get a Loan When You're Retired

    You’re finally at the age where it’s acceptable to retire from your job and enjoy all of your hard-earned money you’ve made over the years. Many retired people believe that they cannot take out any loans once they’ve retired. Although this can occasionally be the case, it doesn’t mean that it’s impossible to take out a loan. These loans will…

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  • Photo of Personal Finance Advice – The Perils of Buying on Store Credit

    Personal Finance Advice – The Perils of Buying on Store Credit

    It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.

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  • Photo of Learning How to Build Up your Credit

    Learning How to Build Up your Credit

    The problem with starting your credit history is that many lenders won’t give you a credit card or a loan to get you started. So how do you get your history going if nobody will give you a chance?

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  • Photo of How to Cope with Higher Gas Station Prices

    How to Cope with Higher Gas Station Prices

    Just as with any other product, the gas station prices that consumers pay to fill their cars depends on the cost of producing the fuel. More specifically, when petroleum, the original product that gas is derived from, becomes more expensive, so does the cost of transportation. In those situations, consumers may struggle to find cheap gas nearby them. Since early…

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