Credit Cards
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Loans
APR vs Interest Rate: What’s the Difference?
When they compare the difference between the APR vs interest rate, loan borrowers and credit card users will learn a lot about their costs. While issuers/lenders charge interest to make a profit, the APR gives consumers a comprehensive idea of what overall costs will be, which include commissions and other fees.
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Loans
Which Loan to Pay off First? How to Decide the Best Method for You
Deciding the best method on which loan to pay off first is not easy. You should consider your goals (such as a car/mortgage) and the approach that helps you attain them. Alternatively, you could pick a method that allows you to organize your budget and grow your savings. This depends on your needs and objectives.
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Credit Cards
Is Credit Card Piggybacking a Good Way to Build Credit?
Credit card piggybacking is a good way to build credit. At the same time, it helps you save money on interest fees and deposits. Yet it also has some downsides. In order to determine whether piggybacking is a good option or not, consumers should keep a few things in mind.
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Budgeting
The 7 Smartest Things You Can Do for Your Finances
The seven smartest things you can do for your finances revolve around your spending habits, investment strategies, and savings approach.
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Credit Cards
How to Be a Conscious Spender with a Debit Card
Conscious spending helps you gather the money that you are spending on purchases fueled by wants and use it to spend on something that truly matters to you.
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Credit Cards
What Is a Dental Credit Card and Do You Need One?
Patients may use a dental credit card to take care of related medical expenses. After all, the dentist is part of any consumer’s life, regardless of their age. Firstly, an infant needs to see a specialist to ensure that their teeth are growing normally. After that, when they become a teenager, braces may be necessary. Equally as important, young adults…
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Banking
8 Tips to Manage Your Checking Account
It’s an exciting time to be out on your own and open your first checking account. Your checking account becomes the home base of all your finances. Here you can set up automatic payments, direct deposit, automatic transfers, and much more. If you’re opening up your first checking account or have had one for years but never took the time…
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Budgeting
Are Speedy Cash Installment Loans Worth It?
The majority of American consumers don’t have enough money saved up for emergency situations. It shouldn’t be a surprise, therefore, that speedy cash installment loans are becoming popular. Not only do lenders approve borrowers on the same day, but they also work with those who have a bad credit score. For example, all you need is a vehicle registration to…
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Credit Cards
Do Student Loans Build Credit?
You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…
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Budgeting
Resolutions 2020: How To Finally Get Your Personal Finances On Track
Taking control of your personal finances is a battle that needs to be fought on several fronts, in which vigilance and savvy are the price of taming this particular beast.
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