Budgeting

No matter how much you bring home, budgeting is an essential task to ensure your money is going to the right places and is being optimized. A budget will look different for everyone, as income and expenses vary greatly from person to person. Whether you’re looking to save, invest, or simply make ends meet, RateRush.com has all of the secrets to budgeting effectively without sacrificing all the joys in life.

  • Photo of The 2020 W-4 Changes: How Will It Impact Your Paycheck and Refunds?

    The 2020 W-4 Changes: How Will It Impact Your Paycheck and Refunds?

    Before sending out paychecks, a company is required to withhold payroll taxes for its employees. The amount is based on the federal withholding rate, minus “allowances” (i.e. credits or deductions), such as childcare expenses. Working individuals report these allowances on the Form W-4. However, the IRS is changing paycheck withholding rules because the 2019 W-4 filings created a lot of…

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  • Photo of Roles of Financial Advisors in Achieving Your Financial Goals

    Roles of Financial Advisors in Achieving Your Financial Goals

    The roles of financial advisors cannot be overstated, especially if you are planning on managing your money effectively to achieve financial success. Even if you are having some difficulties in your business, maybe as an individual, family, or a business owner, you can also benefit from the wealth of knowledge of a financial advisor. Before we proceed, what even is…

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  • Photo of What Is the Best Freelance Bank Account for Business?

    What Is the Best Freelance Bank Account for Business?

    Life as a freelancer is easy when you don’t have to worry about cashflow and budgeting. Opening separate business and personal accounts will certainly help you achieve this. To clarify, the best freelance bank account should make it easy for you to transfer money, receive payments, and minimize fees. Without these tools and features, freelancers will find it difficult to…

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  • Photo of How to Save Money: For One Income Families

    How to Save Money: For One Income Families

    Perhaps you are a single parent doing your best to get by on one income. Or maybe your partner is in between jobs at the moment. Perhaps you are just finding it to be a challenge to budget and save each month. Regardless of your situation, there are plenty of ways to save money and eliminate the stress even when…

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  • Photo of Practical Ways To Save Money To Travel: For Broke Millennials

    Practical Ways To Save Money To Travel: For Broke Millennials

    If you prioritize and plan correctly, you can save up enough money to make your travel dreams a reality. Saving enough money to travel is all about planning and prioritizing your dollars. Perhaps you are spending a hundred dollars that you don’t need to be spending each month on something you could easily go without. With a little introspection, determination,…

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  • Photo of How to Discuss Finances with Your Partner Peacefully

    How to Discuss Finances with Your Partner Peacefully

    It’s no secret that communication is the key ingredient to a healthy, long-lasting relationship. But navigating difficult conversations with your partner is no mean feat. This is especially true when it comes to discussing topics that don’t come naturally, like money.  According to Business Insider, the most common fights that couples have are surprisingly not about infidelity or jealous matters,…

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  • Photo of 5 Steps Towards Financial Freedom

    5 Steps Towards Financial Freedom

    Wouldn’t it be great to sit back and enjoy your retirement years without having to worry about where your money is coming from? Financial freedom is a dream that we all share, and making it a reality starts with one step: creating a plan. Here we’ll go over five steps that will get you moving in the right direction. 1.…

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  • Photo of Debt Consolidation as a Last Resort Option to Settle Debt

    Debt Consolidation as a Last Resort Option to Settle Debt

    Falling behind on your debt can have such a severe negative impact on your entire life, and debt consolidation may just be more than a live saver at that point. For different purposes, a business organization may apply for a loan from an institution, and if it meets the necessary requirements for the loan, it is awarded the necessary bond.…

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  • Photo of What are the Ways to Escape Poverty and Achieve Financial Prosperity in 2020?

    What are the Ways to Escape Poverty and Achieve Financial Prosperity in 2020?

    Looking for proven ways to escape poverty in 2020? Say “poverty,” and an image of starving children in third world countries comes to mind. That kind of absolute poverty is heartbreaking, of course, and the world cannot do enough to finally eradicate it. However, you may have some basic necessities like food, clothing, and shelter, and still be poor. This…

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  • Photo of Budgeting for Freelancers: How Can I Avoid These Common Mistakes?

    Budgeting for Freelancers: How Can I Avoid These Common Mistakes?

    Being a freelancer has plenty of financial perks. For a start, the typical freelancer salary or payment depends on how much money they need. To clarify, when they need additional funds, a freelancer could easily take on more projects, and vice-versa. However, starting your own freelance business requires you to carefully manage your finances. In short, effective budgeting for freelancers…

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