budget
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How to Avoid Bankruptcy
Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…
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How to Control Car Expenses with a Sinking Fund
Owning a car is a lot like owning a house. It’s incredibly exciting when you sign on the dotted line and have a brand-new vehicle to drive every day. But hidden expenses abound with even the newest and best-made cars. And when you have an unexpected expense, you likely may not have an emergency fund large enough to cover the…
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How to Find Cheap Wi-Fi Plans
Thanks to the rapid spread of digitalization, people can easily shop for competitive and cheap Wi-Fi plans. Moreover, cable companies aren’t the only ones who offer these services. Phone providers, amongst others, allow you to lower your average internet bill and pick between different cheap internet deals. However, cable corporations still have a strong monopoly, even though it is diminishing.…
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Budgeting 101: Tricks of the Trade
When laying out your finances, you need to make sure that you have a proper budget in place. This is important no matter how much money you make per month, from the person who earns six figures to the man living paycheck to paycheck.
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How to Determine your Debt to Income Ratio
There are two main things to consider when analyzing your own personal finances, and trying to figure out where exactly you are financially.
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How to Pick the Best Gas Rewards Card
According to a recent poll, more than two-thirds of Americans (62%) prefer gas rewards over other discount programs. After all, almost all consumers have to drive to work or school on a daily basis. Moreover, choosing the best gas rewards card (which depends on the individual’s circumstances) is especially important to those who have a long commute to work, as…
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How to Budget for Your Child's Summer Camp
Summer camp could be one of the most exciting parts of the year for your child. They get to spend an entire day running around in the sun, swimming in a pool, playing sports, and interacting with other children. Unfortunately, summer camp can be costly and will need a bit of budget planning beforehand. We’ll touch upon several ways how…
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Top 10 Money Management Apps You Can Download Right Now
When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…
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How the China Deal Can Save You Hundreds of Dollars
American households saw their living expenses go up over the last two years. The ongoing US-China trade war is one of the main reasons. However, earlier this month, the two countries reached a partial agreement. The Trump Administration agreed to cancel levies on Chinese imports, including laptop computers and smartphone devices. Moreover, American farmers will sell to China soybeans and…
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Choosing a Homeowners Insurance that's Right For You
Homeowners insurance is one of the best ways to protect you and your family in case of any unexpected occurrences – fire, earthquakes, tornadoes, and hurricanes to name a few. The price of your home insurance will depend on a few factors such as the age of the house, your state, and the probability of environmental factors occurring. Choosing a…
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