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Home Buying
Does the Low PennyMac Payment Make This Mortgage Worth It?
Unemployment is currently at historically low levels, and the US economy is performing very strongly. Because of this, many analysts and aspiring homeowners expect the housing market to pick up, even more so after the Federal Reserve recently cut interest levels. Is this a good time to buy? The Bank of America mortgage rates, as an example, are notably going…
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Cryptocurrency
“How To Crypto” – Part Three: Keeping Your Account Secure
In the crypto ecosystem, once your funds are sent - they’re sent. Learn how to protect your account from unauthorized use.
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Loans
The Top 9 Personal Finance Books
Personal finance books offer some of the best tools for reaching financial independence and stability. If you’ve tried every other tactic to try and pay off your debt, manage your finances, and stick to a budget, but still find yourself struggling to stay afloat, then maybe you can try taking a different approach. Authors who write personal finance books typically…
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Investing
The Risks of Investing Your Life Savings
Common knowledge says that it is smart to invest your life savings in the markets. But is that really a good idea? Learn how Modern Portfolio Theory started.
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Budgeting
Top 10 Money Management Apps You Can Download Right Now
When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…
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Loans
What Student Loan Forgiveness is and How You Can Get it
If you have student loans, chances are you’re familiar with the term forgiveness. When you get forgiveness of a loan, it means you no longer have to pay back the full loan. There are quite a few ways in which you can get student loan forgiveness for federal loans. We’re going to touch upon a few of the ways you…
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Budgeting
How the China Deal Can Save You Hundreds of Dollars
American households saw their living expenses go up over the last two years. The ongoing US-China trade war is one of the main reasons. However, earlier this month, the two countries reached a partial agreement. The Trump Administration agreed to cancel levies on Chinese imports, including laptop computers and smartphone devices. Moreover, American farmers will sell to China soybeans and…
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Cryptocurrency
“How To Crypto” – Part Two: Storing Your Funds
You’ve successfully navigated the cryptocurrency exchange waters, and have made your first crypto purchase! Now what? You have a few options for storing your funds.
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Loans
A Business Loan vs. Grant: Which One?
When looking for solutions, every business owner and entrepreneur knows that there is no one-size-fits-all approach. Each entity is unique, and their approach depends on their industry, size, business model, location, and structure. However, every company needs capital and funding in order to grow. Some firms are able to qualify for a private or federal small business grant. Others, meanwhile,…
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Cryptocurrency
“How To Crypto” – Part One: Buying on an Exchange
You’re ready to take the dive into crypto - which exchange should you choose?
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