Are you always shocked at the grocery receipt every time you go to the store? If so, you should consider getting a credit card that allows you to reap the benefits when you use it grocery shopping.
Some credit cards offer high bonuses and cash back after spending it grocery shopping. This is a great way that you and your family can save hundreds of dollars per year, gain rewards, and make the most out of your shopping. We’ve compiled a list of the best credit cards for groceries to help you save big. Always choose a credit card that fits your personal preferences and financial budget.
Capital One® SavorOne® Cash Rewards Credit Card
This is an awesome credit card for groceries because you have the chance to earn big. You’ll get an unlimited two percent cash back when you use the credit card at grocery stores. After you spend $500 on purchases within the first 3 months – which is feasible if you’re making large grocery purchases for your family – then you can earn a one-time $150 cash bonus. There’s a zero-dollar annual fee and zero percent Intro APR.
Chase Sapphire Reserve
You’ll get 50,000 points when you spend $4,000 on purchases within the first three months. You’ll also get an annual $300 travel credit, which is great if you’re a regular traveler. This card is especially beneficial for those of you who spend a large amount of money at the grocery store. The 50,000 reward bonus points is an incredible deal and a great way to reap many benefits. Unfortunately, this card has a large annual fee of $450 but makes up for it with the travel rewards.
Amazon Prime Rewards Visa Signature Card
You’ll get five percent cash back on rewards when you use it for food items at Amazon.com or Whole Foods. There’s no annual fee and no foreign transaction fee – making it a great card to use if you’re grocery shopping on vacation! Better yet, you can redeem points for rewards on Amazon.com, which means you’ll basically get rewarded to grocery shop!
Blue Cash Preferred Card from American Express
With the Blue Cash Preferred Card from American Express, you’ll get six percent cash back at U.S. supermarkets on up to $6,000 per year in purchases. You can use the cash back as reward dollars and redeemed as statement credit. You’ll also get zero percent intro APR on purchases and balance transfers for 12 months. This is a great credit card for groceries as it gives you a high percentage of cash back.
U.S. Bank Cash+ Visa Signature Card
With no annual fee, the U.S. Bank Cash+ Visa Signature Card is one of the best credit cards for groceries. There’s a zero percent Intro APR balance transfer for 12 billing cycles. You’ll also get five percent cash back on your first $2,000 of purchases in two categories that you choose, which is ideal if you find yourself spending hundreds of dollars at the grocery store!
These are the best credit cards for groceries. It’s always a good idea to get the most out of using a credit card by maximizing your reward benefits and saving money where you can. Based on your annual budget and your personal preferences for a credit card, you’ll be able to choose which card best suits you and your personal needs. Choosing an affordable card with tons of benefits is the best way to make the most out of your spending at the grocery store.