Credit Cards

The Best Credit Cards for Holiday Spending

It’s no surprise that you’d want to get rewards and collect credit card points when you shop this holiday season. You might as well get some sort of bonus for spending so much extra cash! Before the holiday season begins, make sure you apply for one of the following credit cards. These credit cards offer tons of cash back rewards, points, and bonuses if you spend over a certain amount within a certain time frame. We’ve created a list of the best credit cards for holiday spending, so you can save and collect points for future purchases.

Costco Anywhere Visa Card by Citi

For the best cash back credit card, definitely get the Costco Anywhere Visa Card by Citi. This credit card offers four percent cash back on gas, including gas at Costco, for the first $7,000 spent per year and then one percent after. You’ll also get three percent cash back on restaurants and travel purchases worldwide, two percent on purchases made at Costco, and one percent cash back on all other purchases. Better yet, there’s no annual fee if you have a Costco membership.

Chase Freedom Credit Card

If you spend $500 on purchases within the first three months of getting the card, then you’ll get $200 cash back. This is an ideal credit card if you plan on doing major holiday shopping. There’s a low intro APR, no annual fee, and five percent cash back. Better yet, the Cash Back rewards never expire, so you can save them for your next major purchase.

Wells Fargo Cash Wise Visa Card

The Wells Fargo Cash Wise Visa Card gives you a $150 cash reward when you spend $500 in the first three months of getting the card. There’s also an unlimited 1.5 percent cash reward on purchases, and a low intro APR for 15 months. There’s also no annual fee and the cash rewards never expire, making it one of the best credit cards to grab this holiday season.

Bank of America Cash Rewards Credit Card

This is one of the best credit cards for holiday spending. The Bank of America Cash Rewards Credit Card gives you three percent cash back in either gas, online shopping, dining, travel, drug stores or home improvement. You’ll get a $200 online cash reward bonus if you spend $1,000 within the first three months, which is ideal if you plan on doing a ton of shopping for the holidays. You’ll also get 25% – 75% reward bonus on every purchase if you’re a Preferred Rewards member.

To make the most out of your holiday shopping this season, make sure you apply for these credit cards. Pick which one appeals to you the most so you can reap the reward benefits like cash back and points which can be used for something else. The Costco Anywhere credit card, Chase Freedom credit card, Wells Fargo Cash Wise card, and Bank of America Cash Rewards credit card are a few of our top picks this holiday season. Head to the stores or do your online shopping with these credit cards – and have a fun time spending!

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