Loans
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Budgeting
The Best Savings Opportunities in 2020
When we entered 2019 one year ago, businesses and consumers, alike, were concerned about the economy. During that time, trade relations between the US and China escalated. In addition, the Federal Reserve hiked interest rates several times in 2018, with more increases planned for 2019. Just as importantly, the stock market plummeted and reached alarming lows. However, one year later,…
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Home Buying
Does the Low PennyMac Payment Make This Mortgage Worth It?
Unemployment is currently at historically low levels, and the US economy is performing very strongly. Because of this, many analysts and aspiring homeowners expect the housing market to pick up, even more so after the Federal Reserve recently cut interest levels. Is this a good time to buy? The Bank of America mortgage rates, as an example, are notably going…
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Loans
A Business Loan vs. Grant: Which One?
When looking for solutions, every business owner and entrepreneur knows that there is no one-size-fits-all approach. Each entity is unique, and their approach depends on their industry, size, business model, location, and structure. However, every company needs capital and funding in order to grow. Some firms are able to qualify for a private or federal small business grant. Others, meanwhile,…
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Loans
Top Payday Loan Apps
A payday loan is an unsecured, short-term loan that is similar to a cash advance. It’s money lent to the borrower with a very high interest rate, with the promise of getting repaid at the next paycheck. If you’re in need of some immediate cash in order to make it to your next paycheck, then you might already be familiar…
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Home Buying
Why Pre-approval is a Great Idea for Homebuyers
Shopping for buying a home without getting a pre-approval? Or you have a pre-qualification for mortgage? Find out why and how to get a pre-approval for a mortgage.
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Credit Cards
Will Your Credit Score Matter While Acquiring a Small Business Loan?
Want to know how to get a business loan with a low credit score? Here is everything you need to know about credit score for business loan.
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Loans
Is Invoice Factoring a Better Option than a Conventional Bank Loan?
Want to know if invoice factoring is suitable for you instead of taking a loan? Find the true cost of factoring receivables and see the options for invoice factoring.
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Auto
Refinancing Your Car Loan: the Pros and Cons
Everyone loves saving money – it’s a constant battle to try and find the best ways to cut back on expenses and stick to a budget. This is why it might be time to refinance your car loan and get your finances back on track. If you have a new job and a better credit rating than you did when…
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Loans
Should You Consolidate Your Student Loans?
According to NBC News, over 44.7 million Americans have student loan debt. If you’re one of those 44.7 million, then you might be looking for easier and faster ways to pay off your debt. You’re not alone. One of the biggest stressors for millennials is having to repay back their student loans. It’s a nagging presence that can’t be ignored…
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Loans
The College Freshman’s Guide to FAFSA
Making the decision to go to college is already a scary one, and the weight of finding a way to pay for it can be even more frightening. Fortunately, the government provides you with some sort of solution, even if it means repaying with your first born child. FAFSA is Federal Student Aid, which comes in the form of grants…
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