Loans
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Loans
Which Loan to Pay off First? How to Decide the Best Method for You
Deciding the best method on which loan to pay off first is not easy. You should consider your goals (such as a car/mortgage) and the approach that helps you attain them. Alternatively, you could pick a method that allows you to organize your budget and grow your savings. This depends on your needs and objectives.
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Budgeting
What Is Inflation and How Does It Affect Your Personal Finances?
Statistics show that inflation has risen in January 2020 and soared past forecasts to touch 2.49%
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Budgeting
Top Reasons Why You Need a Credit Monitoring Service
The value of a good credit monitoring service cannot be overstated, especially if you are looking to keep a close tab on your credit report and score.
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Loans
Ask These Questions Before Taking Out A Large Loan
he decision to borrow a large sum of money isn’t one to be taken lightly.
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Loans
Important Risks to Consider Before You Co-Sign A Loan for Someone
The simplest definition of a co-signer is someone who agrees that, should the borrower default on the loan, they will pay the debt to the lender.
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Investing
Adopting the Best Monetary Incentives to Enhance Workplace Productivity
Monetary incentives will go a long way to motivate the best efforts from any employee. There are also non-monetary incentives, such as free vacation time and gym equipment, among others, that help to keep up team-spirit at the workplace. The general purpose of such bonus is to improve productivity and efficiency in the workforce, as well as encourage every employee…
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Credit Cards
Everything You Need to Know About FICO Scores
While most consumers are aware that they have a credit score, many do not fully understand how their scores impact their finances.
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Budgeting
Are Speedy Cash Installment Loans Worth It?
The majority of American consumers don’t have enough money saved up for emergency situations. It shouldn’t be a surprise, therefore, that speedy cash installment loans are becoming popular. Not only do lenders approve borrowers on the same day, but they also work with those who have a bad credit score. For example, all you need is a vehicle registration to…
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Budgeting
How to Make Money Work for You
A vast majority of people in the world have spent their entire life working for money. For the few smart one-percenters, the reverse is true. Their money works for them instead. To make money work for you, you may need to change your thoughts about money-making. Today, there is great occupational mobility as folks migrate from one job to the other,…
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Budgeting
How to Avoid Bankruptcy
Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…
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