Debt
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Budgeting
How to Catch Up When You’re Falling Behind on Your Bills
We’ve all been there – too many bills to pay and not enough time. It feels as sudden as running into a brick wall. Unfortunately, the longer you take to pay back your bills, the more that will accumulate – and the deeper of a debt hole you’ll fall into. With careful planning, you can quickly catch up on all…
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Auto
So You Missed Your Car Payment…
So what do you do if you really can't afford this month's car payment? It's never a good thing to not be able to pay, as you always want to have your account in good standing, especially if there's a chance your car could be repossessed. Here's some ideas to turn to when you're going to miss your car note…
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Home Buying
How to Buy a House When You Have Student Loans
Thinking about student loan debt is daunting and mentally draining. It is something that could be hanging over you, weighing you down in many areas of your life. When one door seems to open, another seems to close – you’ve finally landed that dream job you’ve always wanted thanks to your schooling, but are having trouble buying a house because of…
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Investing
The Stock Buyback Hype
Stock buybacks have been in the news frequently in the last few years. Some say they are responsible for the markets’ new all-time highs, pointing to the fact that buybacks are increasingly occurring in record numbers. Others cite them as a harbinger of healthy company growth. So what exactly is a stock buyback, how does it work and what are…
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Banking
What’s Going On? Behind the Downward Spiral of Global Interest Rates
Interest, or the money paid to someone for the privilege of using their capital, has historically always been positive. When you put money into a certificate of deposit, savings, or other deposit account, the bank uses the cash you’ve entrusted to them to loan out to other borrowers or make other investments. You earn interest for giving them the opportunity,…
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Budgeting
How Budgeting Leads to Financial Independence
Americans are in an unprecedented amount of debt. Excess credit card usage and student loans are two of the biggest factors in this debt epidemic. These are the most obvious factors, but there is something more subtle at the heart of it all. We don’t know how to save. The Rich Aren’t Always Rich Whether you are making $30,000 or…
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Credit Cards
From Starting to Saving: Making Credit Cards Work for You
Depending on a person’s experience, the idea of credit can mean very different things to different people. While it is important to use credit responsibly, there are numerous ways in which having, maintaining, and building credit can help you along your financial path. Whether it’s starting out with your first credit card, looking for the card that will give you…
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