Debt
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Budgeting
Financial Rules to Keep You Safe
Everyone is different when it comes to personal finance and money, but there are a few life lessons and financial rules that seem to be necessary at all times. There is not necessarily any one rule of thumb to keep you out of trouble, but there are a few guidelines that will help keep you afloat.
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Credit Cards
Low Cost Debt Settlement – How to Locate Debt Settlement Programs That Actually Work
It is apparent that you need to do the research required to find the best company that fits your needs. How do you go about looking for the right company? Well, there are a number a ways you can do that. You will need to critically examine your needs.
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Credit Cards
Massive Credit Card Debt? Reducing Credit Card Debt Through Settlement Programs
If you are surrounded by so much credit card debt that you don't know how to pay them off, your best bet should be to contact a debt settlement company. As this time of life, your only option is to negotiate your bills with your credit card company. Negotiating with this credit card company is what the debt settlement company…
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Credit Cards
How Debt Can Easily Be Adjusted With the Help of Relief Programs
There is no debt problem that can't be handled easily. For people with huge debts, your best option would be to seek help from debt relief companies.
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Loans
How to Get a Loan When You’re Retired
You’re finally at the age where it’s acceptable to retire from your job and enjoy all of your hard-earned money you’ve made over the years. Many retired people believe that they cannot take out any loans once they’ve retired. Although this can occasionally be the case, it doesn’t mean that it’s impossible to take out a loan. These loans will…
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Budgeting
Budgeting 101: Tricks of the Trade
When laying out your finances, you need to make sure that you have a proper budget in place. This is important no matter how much money you make per month, from the person who earns six figures to the man living paycheck to paycheck.
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Budgeting
How to Determine your Debt to Income Ratio
There are two main things to consider when analyzing your own personal finances, and trying to figure out where exactly you are financially.
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Budgeting
How to Become a Millionaire at Any Age
We all want to join the millionaires club; it’s the epitome of success world over. To motivate you, nearly nine out of ten millionaires (88%) are self-made, according to this study by Fidelity Investments, so why not you and me?
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Budgeting
Top 10 Money Management Apps You Can Download Right Now
When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…
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Budgeting
The Nightmare of the Night After Graduation
The day of graduation is usually one spent with joy, pride, and fun. Completing college is a momentous task, and you deserve to spend a day enjoying all of that. The Night After Graduation is one where reality begins to sink in. Here you stand with student loan debt and no income, and the bills keep coming. Here’s the costs…
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