credit building

  • Photo of Personal Finance Advice – The Perils of Buying on Store Credit

    Personal Finance Advice – The Perils of Buying on Store Credit

    It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.

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  • Photo of Learning How to Build Up your Credit

    Learning How to Build Up your Credit

    The problem with starting your credit history is that many lenders won’t give you a credit card or a loan to get you started. So how do you get your history going if nobody will give you a chance?

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  • Photo of How to Pick the Best Gas Rewards Card

    How to Pick the Best Gas Rewards Card

    According to a recent poll, more than two-thirds of Americans (62%) prefer gas rewards over other discount programs. After all, almost all consumers have to drive to work or school on a daily basis. Moreover, choosing the best gas rewards card (which depends on the individual’s circumstances) is especially important to those who have a long commute to work, as…

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  • Photo of How to Cope with Higher Gas Station Prices

    How to Cope with Higher Gas Station Prices

    Just as with any other product, the gas station prices that consumers pay to fill their cars depends on the cost of producing the fuel. More specifically, when petroleum, the original product that gas is derived from, becomes more expensive, so does the cost of transportation. In those situations, consumers may struggle to find cheap gas nearby them. Since early…

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  • Photo of Should I Apply for Another Credit Card?

    Should I Apply for Another Credit Card?

    You might be wondering how many credit cards you should have, and if you’re ready to apply for another one. While there isn’t really one answer since everyone is different, there are some things you should keep in mind when you’re applying for your second or third credit card. While it sounds enticing to have a credit card that offers…

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  • Photo of Credit Cards as Your Automatic Budgeting Machine

    Credit Cards as Your Automatic Budgeting Machine

    When used appropriately, credit cards can act as an automatic budgeting machine to save you time and effort.

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  • Photo of The Best Credit Cards for Holiday Spending

    The Best Credit Cards for Holiday Spending

    It’s no surprise that you’d want to get rewards and collect credit card points when you shop this holiday season. You might as well get some sort of bonus for spending so much extra cash! Before the holiday season begins, make sure you apply for one of the following credit cards. These credit cards offer tons of cash back rewards,…

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  • Photo of The Best Starter Credit Cards

    The Best Starter Credit Cards

    There's always important aspects you need to consider before choosing your first credit card. Once you have a good idea of your goals, you can then begin searching for cards and deciding which ones best match what you're looking for. Here's some of the best ones on the market that will most likely meet your needs of getting high returns…

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