budget

  • Photo of Budgeting for your Big Vacation: The Forgotten Few

    Budgeting for your Big Vacation: The Forgotten Few

    You’ve saved up your money, and you just clicked the “Book It” button for your trip. You may have put in the big bucks, but the budgeting isn’t over. It’s now time to concern yourself with budgeting for expenses on the vacation. Here’s the categories you’ll want to put money away for in the months leading up to the big…

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  • Photo of The Best Online Budgeting Tools for Taxes

    The Best Online Budgeting Tools for Taxes

    In a previous article, we outlined the advantages of using online budgeting tools for your taxes. We also discussed how the IRS customer service team may offer free support and guidance. These different tax-preparation methods can save you plenty of money and time, while enabling you to discover new deductions and credits. Some of the most prominent apps include PocketGuard,…

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  • Photo of College Students: Why the Best Seasonal Jobs Are Around the Corner

    College Students: Why the Best Seasonal Jobs Are Around the Corner

    At the end of each school year, many college students try to find seasonal summer jobs. However, November’s business activity was at its strongest point in four months. In addition, many retailers started hiring for the upcoming holidays during August and September. This suggests that the best seasonal jobs this year are going to be available in the winter. Working…

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  • Photo of How to Budget This Holiday Season

    How to Budget This Holiday Season

    The most festive time of the year has rolled around again. Although days and nights are filled with Christmas carols, holiday parties, and delicious food, you may feel a bit overwhelmed with all of the spending that goes hand in hand with the holidays. You have to buy gifts for friends and family members, host parties, and attend celebrations –…

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  • Photo of Efficient Tax Planning: How and When You Should Do It

    Efficient Tax Planning: How and When You Should Do It

    Two years ago, the Republican-controlled United States Congress passed the Tax Cuts and Jobs Act. The law, which President Donald Trump signed into effect, made filing taxes easier and simpler. Even more so when we consider the already existing online tax-preparation software, alongside some handy IRS customer service features. The picture, however, isn’t as rosy as it looks. In 2019,…

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  • Photo of 10 Things to do When You Retire

    10 Things to do When You Retire

    For some people, feelings of loss, apprehension, and excitement might come with retirement. You’ve spent decades working a majority of the week and now you have tons of free time – how are you going to spend it? You might feel bewildered and wonder what you’re going to do with so much time on your hands! Once you transition into…

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  • Photo of So You Missed Your Car Payment…

    So You Missed Your Car Payment…

    So what do you do if you really can't afford this month's car payment? It's never a good thing to not be able to pay, as you always want to have your account in good standing, especially if there's a chance your car could be repossessed. Here's some ideas to turn to when you're going to miss your car note…

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  • Photo of How Much Does Owning a Pet Cost?

    How Much Does Owning a Pet Cost?

    An animal can be an essential companion that becomes a part of the family, but it’s important to ensure that you can financially take care of an animal on your current budget. There are quite a few aspects to consider besides the obvious adoption fee. Adoption Costs The first is going to be the adoption fee, obviously. If you’re getting…

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  • Photo of Buying Textbooks on a Budget

    Buying Textbooks on a Budget

    Every college freshman is warned about the high cost of textbooks, and they never really get it until they buy their first textbook and have to shell out $150. However, this is actually unavoidable, as you should be able to find options that are less than half the price. Here's how.

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  • Photo of Realistic Essential Budgeting Elements for the Broke College Student

    Realistic Essential Budgeting Elements for the Broke College Student

    When you don't have much money to start with, it's really hard to make a budget and stick to it. However, there are some nonnegotiable items in your budget that you need to take care of before everything. If these elements aren't prioritized, you'll find yourself in a deeper hole, getting behind on bills, and with nothing for emergencies. Broke…

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