budget

  • Photo of Budgeting 101: Tricks of the Trade

    Budgeting 101: Tricks of the Trade

    When laying out your finances, you need to make sure that you have a proper budget in place. This is important no matter how much money you make per month, from the person who earns six figures to the man living paycheck to paycheck.

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  • Photo of How to Determine your Debt to Income Ratio

    How to Determine your Debt to Income Ratio

    There are two main things to consider when analyzing your own personal finances, and trying to figure out where exactly you are financially.

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  • Photo of How to Pick the Best Gas Rewards Card

    How to Pick the Best Gas Rewards Card

    According to a recent poll, more than two-thirds of Americans (62%) prefer gas rewards over other discount programs. After all, almost all consumers have to drive to work or school on a daily basis. Moreover, choosing the best gas rewards card (which depends on the individual’s circumstances) is especially important to those who have a long commute to work, as…

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  • Photo of How to Budget for Your Child’s Summer Camp

    How to Budget for Your Child’s Summer Camp

    Summer camp could be one of the most exciting parts of the year for your child. They get to spend an entire day running around in the sun, swimming in a pool, playing sports, and interacting with other children. Unfortunately, summer camp can be costly and will need a bit of budget planning beforehand. We’ll touch upon several ways how…

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  • Photo of Top 10 Money Management Apps You Can Download Right Now

    Top 10 Money Management Apps You Can Download Right Now

    When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…

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  • Photo of How the China Deal Can Save You Hundreds of Dollars

    How the China Deal Can Save You Hundreds of Dollars

    American households saw their living expenses go up over the last two years. The ongoing US-China trade war is one of the main reasons. However, earlier this month, the two countries reached a partial agreement. The Trump Administration agreed to cancel levies on Chinese imports, including laptop computers and smartphone devices. Moreover, American farmers will sell to China soybeans and…

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  • Photo of Choosing a Homeowners Insurance that’s Right For You

    Choosing a Homeowners Insurance that’s Right For You

    Homeowners insurance is one of the best ways to protect you and your family in case of any unexpected occurrences – fire, earthquakes, tornadoes, and hurricanes to name a few. The price of your home insurance will depend on a few factors such as the age of the house, your state, and the probability of environmental factors occurring. Choosing a…

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  • Photo of How to Budget for Your First New Car

    How to Budget for Your First New Car

    Shopping for cars is exciting. It’s the doorway to an entirely new world of freedom. You don’t have to rely on anyone for transportation, and you can take that spontaneous cross-country road trip you’ve always wanted to take. In the process of looking at those sparkly and shiny new vehicles, you might have forgotten that you need a specific budget…

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  • Photo of Budgeting for Your Honeymoon

    Budgeting for Your Honeymoon

    Planning a wedding is full of budgeting. You have to consider venues, food, music, clothing, and so much more. But it doesn't stop there. You also have to prepare for your honeymoon after your big day. There's some important aspects to remember when planning your costs for this, but there are also some tricks to help your budget go farther…

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  • Photo of Minimum Wage vs. Living Expenses: Texas

    Minimum Wage vs. Living Expenses: Texas

    A hot topic among today’s political economic discussion is the minimum wage and whether or not it sufficiently provides Americans with the amount of money needed in order to comfortably live in their state. This edition looks at the Lone Star State to see whether their minimum wage is enough for its residents, and whether or not it can improve.

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