Credit Cards
A credit card is one of your first major decisions you make concerning your debt. You’re sure to have many questions regarding which card is best for you, how to use rewards, and what an average APR is. This can get quite confusing, as most banks have completely different pros and cons that balance differently against each other. Whether you’re using it to build credit, make a major purchase, or be a crutch for emergencies, RateRush.com has the inside scoop on how to choose a card, use it, and see the most out of your rewards.
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Is it Smart for College Students to Have a Credit Card?
Credit cards are a big step in life, and can have a lot of positives financially, just make sure that you instill the credit card basics before letting your student run wild.
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Why Pay with Credit Cards Instead of Debit
Many people consistently stress the importance of always using debit or cash exclusively, but here are a number of reasons why it may in fact be much better to opt for credit the next time you are making a big purchase or sitting in the checkout line.
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How to Pick the Best Gas Rewards Card
According to a recent poll, more than two-thirds of Americans (62%) prefer gas rewards over other discount programs. After all, almost all consumers have to drive to work or school on a daily basis. Moreover, choosing the best gas rewards card (which depends on the individual’s circumstances) is especially important to those who have a long commute to work, as…
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How to Cope with Higher Gas Station Prices
Just as with any other product, the gas station prices that consumers pay to fill their cars depends on the cost of producing the fuel. More specifically, when petroleum, the original product that gas is derived from, becomes more expensive, so does the cost of transportation. In those situations, consumers may struggle to find cheap gas nearby them. Since early…
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Should I Apply for Another Credit Card?
You might be wondering how many credit cards you should have, and if you’re ready to apply for another one. While there isn’t really one answer since everyone is different, there are some things you should keep in mind when you’re applying for your second or third credit card. While it sounds enticing to have a credit card that offers…
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Credit Cards as Your Automatic Budgeting Machine
When used appropriately, credit cards can act as an automatic budgeting machine to save you time and effort.
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The Best Credit Cards for Holiday Spending
It’s no surprise that you’d want to get rewards and collect credit card points when you shop this holiday season. You might as well get some sort of bonus for spending so much extra cash! Before the holiday season begins, make sure you apply for one of the following credit cards. These credit cards offer tons of cash back rewards,…
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Medical Credit Cards for Staying Physically and Financially Healthy
Medical bills are one of those expenses in life that you can't really help. Most of the time, you don't get to save up and plan when you have a medical emergency, and it's usually going to take a good chunk of money to pay it off. Sometimes you don't have that option though, and this is a good time…
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The Best Credit Cards for Unemployed People
You may be unemployed, but the good news is that you don’t need a job to get a credit card. If you’re unemployed, you’ll want to get a secured credit card. These are the easiest types of credit cards to obtain if you’re unemployed. Many of the cards on this list are secured credit cards. This means that you pay…
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Travel Rewards: Financially Beneficial and Good for Your Health
Last winter, 33 million Americans wanted to travel during the holiday period. However, they didn’t have enough money to cover the costs. While 16% of consumers planned on using a credit card to pay for their vacations, almost half of them didn’t know that airlines offered rewards programs. For example, the Southwest VISA card gives travelers a $75 credit that…
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