savings account
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Banking
Banking with USAA: The Pros and the Cons
Based in San Antonio, the United Services Automobile Association (USAA) has been a banking go-to for many military families. They offer banking, investing, and insurance services to about 12.5 million members. Their banking service has existed since the end of 1983, and they had over $62.5 billion dollars in 2015. However, their benefits are a bit exclusive, offered only to…
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Budgeting
The 2020 Inflation Adjustment and Your Health Premiums
Starting next year, inflation will impact the average monthly health insurance cost and the Medicare premiums 2020 rates. More specifically, even if your income doesn’t change, inflation might diminish your taxable earnings. In turn, you may qualify for lower premiums and tax savings. Having said that, higher health insurance options are also on the table. If your income increases, so…
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Budgeting
How to Budget When You Have a Fluctuating Income
Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…
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