savings account
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Budgeting
The Best Savings Strategies for Your Personality Type
Saving money isn’t easy, but it’s an essential aspect of wealth building. Even when you do start saving, it can be challenging to keep that money in your savings account. You wouldn’t be the first person who looked at their savings account and thought, what’s the point? Well, the point is that life is full of unexpected expenses. And even…
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Budgeting
5 Essential Personal Saving and Investing Tips for Freelancers
There are many advantages to living the life of a freelancer. But the undeniable downside of freelancing is having a variable income that fluctuates from month to month. While freelancing can be freeing, it can also lead to an uncertain financial situation. Below, we’ll go through five essential personal saving and investing tips for freelancers to help deliver peace of…
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Budgeting
8 Unexpected Costs of Driving
So you’ve saved up your money for months or even years, and you finally have enough for a substantial down payment on a new car. You’re also preparing to save for upcoming expenses such as car repairs and regular maintenance like oil changes and car washes. But have you budgeted enough money to account for all the costs of driving?…
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Budgeting
How to Control Car Expenses with a Sinking Fund
Owning a car is a lot like owning a house. It’s incredibly exciting when you sign on the dotted line and have a brand-new vehicle to drive every day. But hidden expenses abound with even the newest and best-made cars. And when you have an unexpected expense, you likely may not have an emergency fund large enough to cover the…
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Credit Cards
Personal Finance Advice – The Perils of Buying on Store Credit
It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.
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Budgeting
Simple Tips for Saving
Read on for a few tips that can give you the start you need and help you ensure that the wealth you need is attainable.
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Budgeting
How to Become a Millionaire at Any Age
We all want to join the millionaires club; it’s the epitome of success world over. To motivate you, nearly nine out of ten millionaires (88%) are self-made, according to this study by Fidelity Investments, so why not you and me?
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Budgeting
Part Three: Preparing for Inflation-Adjusted Premiums
In January, your tax credits and average health insurance cost, per month, are going to change. Whether it’s a private plan, an employer-sponsored one, or Medicare, all consumers’ income brackets are going to be adjusted for inflation. In short, if your household earnings go up, your premiums might not because of the higher income brackets. Moreover, consumers may even qualify…
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Banking
Crypto Alternatives for Everyday Savings Tools
Remember when interest rates used to be high? Gone are the days of earning ten percent or more on a short-term certificate of deposit. Savers have long been high and dry when it comes to profitable places to stash their cash, while interest rates have been at rock bottom for years and other investments were too risky to keep savings…
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Budgeting
Part Two: Inflation and Your Health Premiums
Generally, the government takes care of a portion of your health insurance premiums. The amount is based on someone’s income bracket, which changes every year because of inflation. In a previous article, we discussed how this impacts the average monthly health insurance cost, even if a household’s income doesn’t go up or down. The change will effect the 2019 Medicare…
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