Premium
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Homeowners
Choosing a Homeowners Insurance that’s Right For You
Homeowners insurance is one of the best ways to protect you and your family in case of any unexpected occurrences – fire, earthquakes, tornadoes, and hurricanes to name a few. The price of your home insurance will depend on a few factors such as the age of the house, your state, and the probability of environmental factors occurring. Choosing a…
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Budgeting
How to Budget for Your First New Car
Shopping for cars is exciting. It’s the doorway to an entirely new world of freedom. You don’t have to rely on anyone for transportation, and you can take that spontaneous cross-country road trip you’ve always wanted to take. In the process of looking at those sparkly and shiny new vehicles, you might have forgotten that you need a specific budget…
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Budgeting
Part Two: Inflation and Your Health Premiums
Generally, the government takes care of a portion of your health insurance premiums. The amount is based on someone’s income bracket, which changes every year because of inflation. In a previous article, we discussed how this impacts the average monthly health insurance cost, even if a household’s income doesn’t go up or down. The change will effect the 2019 Medicare…
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Budgeting
The 2020 Inflation Adjustment and Your Health Premiums
Starting next year, inflation will impact the average monthly health insurance cost and the Medicare premiums 2020 rates. More specifically, even if your income doesn’t change, inflation might diminish your taxable earnings. In turn, you may qualify for lower premiums and tax savings. Having said that, higher health insurance options are also on the table. If your income increases, so…
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Insurance
The Waiver of Premium Rider in Life Insurance
Life insurance is an important resource to the well-being of your family in the event of an untimely passing. The way most people think about life insurance is by seeing a windfall of cash in the event of death. But, there are many ways a life insurance policy can provide protection while you are living and even ways it can…
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