paycheck
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Budgeting
The 2020 W-4 Changes: How Will It Impact Your Paycheck and Refunds?
Before sending out paychecks, a company is required to withhold payroll taxes for its employees. The amount is based on the federal withholding rate, minus “allowances” (i.e. credits or deductions), such as childcare expenses. Working individuals report these allowances on the Form W-4. However, the IRS is changing paycheck withholding rules because the 2019 W-4 filings created a lot of…
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Loans
Top Payday Loan Apps
A payday loan is an unsecured, short-term loan that is similar to a cash advance. It’s money lent to the borrower with a very high interest rate, with the promise of getting repaid at the next paycheck. If you’re in need of some immediate cash in order to make it to your next paycheck, then you might already be familiar…
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Budgeting
How to Budget When You Have a Fluctuating Income
Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…
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Banking
Why You Should Check Your Online Banking Daily
Sometimes it's way too easy to go days or a week without checking your banking app. Keeping an eye on all of your purchases and income is essential, especially in this time of subscriptions and direct deposits. Being aware of your balance is important to stay on top of your money and sticking with your budget.
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