monthly budget

  • Photo of Renting an Apartment: How to Plan Your Budget

    Renting an Apartment: How to Plan Your Budget

    Even though you may have created a budget for your new apartment, it can be difficult to actually stick to it. One of the best ways to stay within your budget when renting an apartment is to do all of the budgeting before you sign those papers that puts the apartment in your name. Below are some of the best…

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  • Photo of The Best Savings Opportunities in 2020

    The Best Savings Opportunities in 2020

    When we entered 2019 one year ago, businesses and consumers, alike, were concerned about the economy. During that time, trade relations between the US and China escalated. In addition, the Federal Reserve hiked interest rates several times in 2018, with more increases planned for 2019. Just as importantly, the stock market plummeted and reached alarming lows. However, one year later,…

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  • Photo of Top 10 Money Management Apps You Can Download Right Now

    Top 10 Money Management Apps You Can Download Right Now

    When you’re busy working a nine to five and taking care of your children, you might not find the time to take care of your finances. According to CNBC, the average American is now in a personal debt of about $38,000. According to Business Insider, the average American has a credit card debt of about $5,700. If you realize you…

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  • Photo of How to Catch Up When You're Falling Behind on Your Bills

    How to Catch Up When You're Falling Behind on Your Bills

    We’ve all been there – too many bills to pay and not enough time. It feels as sudden as running into a brick wall. Unfortunately, the longer you take to pay back your bills, the more that will accumulate – and the deeper of a debt hole you’ll fall into. With careful planning, you can quickly catch up on all…

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  • Photo of How to Budget This Holiday Season

    How to Budget This Holiday Season

    The most festive time of the year has rolled around again. Although days and nights are filled with Christmas carols, holiday parties, and delicious food, you may feel a bit overwhelmed with all of the spending that goes hand in hand with the holidays. You have to buy gifts for friends and family members, host parties, and attend celebrations –…

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  • Photo of How to Budget When You Have a Fluctuating Income

    How to Budget When You Have a Fluctuating Income

    Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…

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  • Photo of Efficient Tax Planning: How and When You Should Do It

    Efficient Tax Planning: How and When You Should Do It

    Two years ago, the Republican-controlled United States Congress passed the Tax Cuts and Jobs Act. The law, which President Donald Trump signed into effect, made filing taxes easier and simpler. Even more so when we consider the already existing online tax-preparation software, alongside some handy IRS customer service features. The picture, however, isn’t as rosy as it looks. In 2019,…

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  • Photo of 10 Things to do When You Retire

    10 Things to do When You Retire

    For some people, feelings of loss, apprehension, and excitement might come with retirement. You’ve spent decades working a majority of the week and now you have tons of free time – how are you going to spend it? You might feel bewildered and wonder what you’re going to do with so much time on your hands! Once you transition into…

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  • Photo of So You Missed Your Car Payment…

    So You Missed Your Car Payment…

    So what do you do if you really can't afford this month's car payment? It's never a good thing to not be able to pay, as you always want to have your account in good standing, especially if there's a chance your car could be repossessed. Here's some ideas to turn to when you're going to miss your car note…

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