finances
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Budgeting
How to Create a Budget in Excel
In this article, you can expect to read all you need to know about budgets, plus there is a look at how you can create your budget in Microsoft Excel.
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Budgeting
How to Spend Your Money Wisely to Achieve Financial Success
There’s spending money, and then there’s a way to spend your money wisely. Surprisingly, both don’t always happen at the same time. Money spending highly depends on individual perception. Some persons show a propensity to spend judiciously; others, on the other hand, spend like it’s a race. Spending without consideration can easily lead an individual to avoidable bankruptcy. Your spending…
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Budgeting
How to Discuss Finances with Your Partner Peacefully
It’s no secret that communication is the key ingredient to a healthy, long-lasting relationship. But navigating difficult conversations with your partner is no mean feat. This is especially true when it comes to discussing topics that don’t come naturally, like money. According to Business Insider, the most common fights that couples have are surprisingly not about infidelity or jealous matters,…
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Budgeting
How to Avoid Bankruptcy
Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…
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Loans
The Top 9 Personal Finance Books
Personal finance books offer some of the best tools for reaching financial independence and stability. If you’ve tried every other tactic to try and pay off your debt, manage your finances, and stick to a budget, but still find yourself struggling to stay afloat, then maybe you can try taking a different approach. Authors who write personal finance books typically…
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Home Buying
What You Should Consider When Buying Your First House
It may come as no surprise that there’s a lot to consider when you buy your first house – finances, where you want to live in the neighborhood, mortgage loans. But your house is where you’re going to spend a lot of your time, so you want it to be as comfortable as possible. Which is why there’s a lot…
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Budgeting
How to Catch Up When You’re Falling Behind on Your Bills
We’ve all been there – too many bills to pay and not enough time. It feels as sudden as running into a brick wall. Unfortunately, the longer you take to pay back your bills, the more that will accumulate – and the deeper of a debt hole you’ll fall into. With careful planning, you can quickly catch up on all…
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Loans
Top Payday Loan Apps
A payday loan is an unsecured, short-term loan that is similar to a cash advance. It’s money lent to the borrower with a very high interest rate, with the promise of getting repaid at the next paycheck. If you’re in need of some immediate cash in order to make it to your next paycheck, then you might already be familiar…
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Investing
How to Invest While You’re Still in College
Once you’re all settled into your new college life and have a good handle on all of your classes, you might want to start looking into ways to make money. Investing while you’re in college is a great way to prepare yourself financially for the future. If you start while you’re still in college, then you’ll be able to learn…
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Budgeting
How to Budget This Holiday Season
The most festive time of the year has rolled around again. Although days and nights are filled with Christmas carols, holiday parties, and delicious food, you may feel a bit overwhelmed with all of the spending that goes hand in hand with the holidays. You have to buy gifts for friends and family members, host parties, and attend celebrations –…
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