Debt
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Credit Cards
Everything You Need to Know About FICO Scores
While most consumers are aware that they have a credit score, many do not fully understand how their scores impact their finances.
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Budgeting
5 Steps Towards Financial Freedom
Wouldn’t it be great to sit back and enjoy your retirement years without having to worry about where your money is coming from? Financial freedom is a dream that we all share, and making it a reality starts with one step: creating a plan. Here we’ll go over five steps that will get you moving in the right direction. 1.…
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Investing
3 Easy Steps to Rebalance your Portfolio
If you clicked on this article, you’re probably wondering if now is the right time to rebalance your portfolio. Before you start making wholesale changes, though, consider what your investment goals are and how long you’re willing to wait before tapping into your savings. A perfectly balanced portfolio for you can look vastly different than a balanced portfolio for someone…
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Budgeting
Debt Consolidation as a Last Resort Option to Settle Debt
Falling behind on your debt can have such a severe negative impact on your entire life, and debt consolidation may just be more than a live saver at that point. For different purposes, a business organization may apply for a loan from an institution, and if it meets the necessary requirements for the loan, it is awarded the necessary bond.…
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Budgeting
What are the Ways to Escape Poverty and Achieve Financial Prosperity in 2020?
Looking for proven ways to escape poverty in 2020? Say “poverty,” and an image of starving children in third world countries comes to mind. That kind of absolute poverty is heartbreaking, of course, and the world cannot do enough to finally eradicate it. However, you may have some basic necessities like food, clothing, and shelter, and still be poor. This…
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Budgeting
In Your Twenties? Now Is the Best Time to Start Managing Your Money
No matter your age, you can always benefit from being savvy with your money. However, as with any venture, an early start is an advantage.
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Budgeting
How to Make Money Work for You
A vast majority of people in the world have spent their entire life working for money. For the few smart one-percenters, the reverse is true. Their money works for them instead. To make money work for you, you may need to change your thoughts about money-making. Today, there is great occupational mobility as folks migrate from one job to the other,…
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Budgeting
Seven Key Retirement-Planning Steps Everyone Should Take
Retirement is a landmark in every worker’s life. It reflects an end to a career or phase and marks the beginning of another life chapter. This transition involves a shift in lifestyle, career, habit, activity, drive, and passion. After working off your energy over some years in any profession and retirement looms, it will be a catastrophic or unpleasant end…
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Budgeting
How to Avoid Bankruptcy
Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…
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Budgeting
The Role of Communication in Improving Your Family Finances
Money is as essential to modern living as shelter or most other necessities. Family, of course, is what many of us live for. When these two vital parts of our lives come together, they help to improve family finances and relationships. Why is this, though? 22% of failed marriages in the US are as a result of financial disagreements. This…
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