Credit
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Credit Cards
Are Points Rewards Credit Cards Worth It?
Rewards credit cards are those who offer miles, points, or even cash back with each purchase. Many people swear by this type of card, but others let the cards use them instead of using the cards, which only increases their debt-load. If you are not able to control your spending, it may not be a great choice for you. Those…
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Auto
The Fed’s Rate Cuts and Your Interest Payments
On July 31st, the Federal Reserve lowered interest rates for the first time in over ten years. In fact, the United States’ central bank has been increasing borrowing costs for a while. On December 1st, 2015, rates were only 0.25%. This allowed consumers to take advantage of low interest credit card, mortgage, and auto loan payments. Three years later, by…
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Home Buying
How to Buy a Home When You Have Bad Credit
Purchasing a home is one of the major turning points in anyone’s life. This marks a time when you can prove that you’re totally financially independent and ready to take charge of paving a life of your own. Unfortunately, you might be kicking your younger self for having accumulated a poor credit score by continuously missing or making late payments…
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Credit Cards
From Starting to Saving: Making Credit Cards Work for You
Depending on a person’s experience, the idea of credit can mean very different things to different people. While it is important to use credit responsibly, there are numerous ways in which having, maintaining, and building credit can help you along your financial path. Whether it’s starting out with your first credit card, looking for the card that will give you…
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