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Budgeting
Budgeting for Freelancers: How Can I Avoid These Common Mistakes?
Being a freelancer has plenty of financial perks. For a start, the typical freelancer salary or payment depends on how much money they need. To clarify, when they need additional funds, a freelancer could easily take on more projects, and vice-versa. However, starting your own freelance business requires you to carefully manage your finances. In short, effective budgeting for freelancers…
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Budgeting
Are Speedy Cash Installment Loans Worth It?
The majority of American consumers don’t have enough money saved up for emergency situations. It shouldn’t be a surprise, therefore, that speedy cash installment loans are becoming popular. Not only do lenders approve borrowers on the same day, but they also work with those who have a bad credit score. For example, all you need is a vehicle registration to…
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Credit Cards
Do Student Loans Build Credit?
You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…
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Investing
Margin vs Cash Account: Which One Should I Choose?
Investors put their money in shares, as opposed to an interest-bearing savings account, because of the potential for high returns. Buying stocks on margin makes these earnings even more lucrative. To clarify, your margin balance is how much a broker is willing to lend you in investment capital. However, not many people understand how this works and what the differences…
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Cryptocurrency
Is Cryptocurrency the Money of the Future?
The conclusion, according to Deutsche Bank, is emphatically that the future of cash is indeed digital.
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Budgeting
Resolutions 2020: How To Finally Get Your Personal Finances On Track
Taking control of your personal finances is a battle that needs to be fought on several fronts, in which vigilance and savvy are the price of taming this particular beast.
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Budgeting
In Your Twenties? Now Is the Best Time to Start Managing Your Money
No matter your age, you can always benefit from being savvy with your money. However, as with any venture, an early start is an advantage.
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Budgeting
How Can I Build Credit in College?
Many students use credit cards to help build credit while they’re in college. In turn, this gives them an early start. Additionally, these tools can make your transition to post-graduation life smoother and easier. For example, an investment in a credit card security deposit can yield fruitful results down the road. Because of this, you may qualify for a mortgage…
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Budgeting
How to Make Money Work for You
A vast majority of people in the world have spent their entire life working for money. For the few smart one-percenters, the reverse is true. Their money works for them instead. To make money work for you, you may need to change your thoughts about money-making. Today, there is great occupational mobility as folks migrate from one job to the other,…
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Budgeting
The Best Savings Strategies for Your Personality Type
Saving money isn’t easy, but it’s an essential aspect of wealth building. Even when you do start saving, it can be challenging to keep that money in your savings account. You wouldn’t be the first person who looked at their savings account and thought, what’s the point? Well, the point is that life is full of unexpected expenses. And even…
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