Savings
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Budgeting
Simple Tips for Saving
Read on for a few tips that can give you the start you need and help you ensure that the wealth you need is attainable.
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Budgeting
The Best Savings Opportunities in 2020
When we entered 2019 one year ago, businesses and consumers, alike, were concerned about the economy. During that time, trade relations between the US and China escalated. In addition, the Federal Reserve hiked interest rates several times in 2018, with more increases planned for 2019. Just as importantly, the stock market plummeted and reached alarming lows. However, one year later,…
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Budgeting
Automate It! Apps & Tools for Simple Saving
Everybody wants to save money. The thing is, it's not always easy. So what if you could automate your saving?
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Investing
The Risks of Investing Your Life Savings
Common knowledge says that it is smart to invest your life savings in the markets. But is that really a good idea? Learn how Modern Portfolio Theory started.
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Budgeting
How to Cope with Higher Gas Station Prices
Just as with any other product, the gas station prices that consumers pay to fill their cars depends on the cost of producing the fuel. More specifically, when petroleum, the original product that gas is derived from, becomes more expensive, so does the cost of transportation. In those situations, consumers may struggle to find cheap gas nearby them. Since early…
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Budgeting
Part Three: Preparing for Inflation-Adjusted Premiums
In January, your tax credits and average health insurance cost, per month, are going to change. Whether it’s a private plan, an employer-sponsored one, or Medicare, all consumers’ income brackets are going to be adjusted for inflation. In short, if your household earnings go up, your premiums might not because of the higher income brackets. Moreover, consumers may even qualify…
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Banking
Crypto Alternatives for Everyday Savings Tools
Remember when interest rates used to be high? Gone are the days of earning ten percent or more on a short-term certificate of deposit. Savers have long been high and dry when it comes to profitable places to stash their cash, while interest rates have been at rock bottom for years and other investments were too risky to keep savings…
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Budgeting
Budgeting for Your Honeymoon
Planning a wedding is full of budgeting. You have to consider venues, food, music, clothing, and so much more. But it doesn't stop there. You also have to prepare for your honeymoon after your big day. There's some important aspects to remember when planning your costs for this, but there are also some tricks to help your budget go farther…
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Budgeting
Part Two: Inflation and Your Health Premiums
Generally, the government takes care of a portion of your health insurance premiums. The amount is based on someone’s income bracket, which changes every year because of inflation. In a previous article, we discussed how this impacts the average monthly health insurance cost, even if a household’s income doesn’t go up or down. The change will effect the 2019 Medicare…
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Banking
Banking with USAA: The Pros and the Cons
Based in San Antonio, the United Services Automobile Association (USAA) has been a banking go-to for many military families. They offer banking, investing, and insurance services to about 12.5 million members. Their banking service has existed since the end of 1983, and they had over $62.5 billion dollars in 2015. However, their benefits are a bit exclusive, offered only to…
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