income
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Budgeting
The Role of Communication in Improving Your Family Finances
Money is as essential to modern living as shelter or most other necessities. Family, of course, is what many of us live for. When these two vital parts of our lives come together, they help to improve family finances and relationships. Why is this, though? 22% of failed marriages in the US are as a result of financial disagreements. This…
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Budgeting
Budgeting 101: Tricks of the Trade
When laying out your finances, you need to make sure that you have a proper budget in place. This is important no matter how much money you make per month, from the person who earns six figures to the man living paycheck to paycheck.
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Budgeting
How to Determine your Debt to Income Ratio
There are two main things to consider when analyzing your own personal finances, and trying to figure out where exactly you are financially.
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Budgeting
How to Become a Millionaire at Any Age
We all want to join the millionaires club; it’s the epitome of success world over. To motivate you, nearly nine out of ten millionaires (88%) are self-made, according to this study by Fidelity Investments, so why not you and me?
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Loans
The Top 6 Private Student Loans
The time, effort, and dedication you put towards your college career may have a large impact on your success in the future. This is why it’s so worthwhile and important to invest in your college career now – even if that means taking out loans. If you’ve tried other ways to make ends meet on your college payment like grants,…
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Budgeting
How to Budget When You Have a Fluctuating Income
Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…
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Budgeting
The Hidden Burden of Sales Taxes
Imagine that you’re in line at the grocery store. As the cashier rings up the other customers’ items, their total payment and sales taxes show up on the register. Meanwhile, when it is your turn, the checkout employee deducts your taxes or refunds you the amount in cash. If you happen to live in one of the states with no…
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Budgeting
Financially Preparing for Your First Apartment
Getting your first apartment is absolutely exciting. It's a time where you get to envision your fresh start, your decorations and style coming to life, and a sense of freedom. However, it does come with a lot of financial burden. Of course you know that you're going to have to pay rent, but there are quite a few other expenses…
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Banking
Why You Should Check Your Online Banking Daily
Sometimes it's way too easy to go days or a week without checking your banking app. Keeping an eye on all of your purchases and income is essential, especially in this time of subscriptions and direct deposits. Being aware of your balance is important to stay on top of your money and sticking with your budget.
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