financial preparedness
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Budgeting
Financial Personality Types: Which Are You?
Assessing your strategy based on your financial personality may be the key to making your finances work for you.
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Budgeting
Raising a Financially Responsible Future Generation
A person's intellectual maturity and financial maturity are often mutually exclusive factors. The most financially mature individuals are raised in such a way that they grow up with a keen sense of financial priorities, often thanks to responsible parents.
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Loans
The Top 9 Personal Finance Books
Personal finance books offer some of the best tools for reaching financial independence and stability. If you’ve tried every other tactic to try and pay off your debt, manage your finances, and stick to a budget, but still find yourself struggling to stay afloat, then maybe you can try taking a different approach. Authors who write personal finance books typically…
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Budgeting
How to Catch Up When You’re Falling Behind on Your Bills
We’ve all been there – too many bills to pay and not enough time. It feels as sudden as running into a brick wall. Unfortunately, the longer you take to pay back your bills, the more that will accumulate – and the deeper of a debt hole you’ll fall into. With careful planning, you can quickly catch up on all…
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Budgeting
How to Budget When You Have a Fluctuating Income
Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…
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Budgeting
Financially Preparing for Your First Apartment
Getting your first apartment is absolutely exciting. It's a time where you get to envision your fresh start, your decorations and style coming to life, and a sense of freedom. However, it does come with a lot of financial burden. Of course you know that you're going to have to pay rent, but there are quite a few other expenses…
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