Federal Reserve
-
Investing Opportunities Outside the Historic Bull Market
What else can you do with your money to make it grow without feeling like you’re waiting for the other shoe to drop?
Read More » -
Is Cryptocurrency the Money of the Future?
The conclusion, according to Deutsche Bank, is emphatically that the future of cash is indeed digital.
Read More » -
Market Outlook 2020: Flashing Yellow?
For those that feel that caution may be warranted moving forward in the market, a few points are often referenced that may justify a closer look.
Read More » -
The Best Savings Opportunities in 2020
When we entered 2019 one year ago, businesses and consumers, alike, were concerned about the economy. During that time, trade relations between the US and China escalated. In addition, the Federal Reserve hiked interest rates several times in 2018, with more increases planned for 2019. Just as importantly, the stock market plummeted and reached alarming lows. However, one year later,…
Read More » -
Will the Dollar Be Replaced as the World’s Reserve Currency?
For decades, the US dollar has served as the world’s primary reserve currency. However, the dollar was not always in the premier spot amongst the world’s currencies, surpassing the pound sterling in the twentieth century. With today’s changing economic environment and shifting global sentiment, other currencies are also gaining influence in the reserve currency arena. With that in mind, what…
Read More » -
SOFR: How Your Current Student Loan Rates Might Change
On a typical day, banks lend money to customers who want to buy a home, purchase a car, and/or find the best student loan rates. After their doors close, however, banking firms will also borrow money from investors and government entities. In turn, they use those funds for daily operations, to pay back depositors, and continue to issue loans to…
Read More » -
College Students: Why the Best Seasonal Jobs Are Around the Corner
At the end of each school year, many college students try to find seasonal summer jobs. However, November’s business activity was at its strongest point in four months. In addition, many retailers started hiring for the upcoming holidays during August and September. This suggests that the best seasonal jobs this year are going to be available in the winter. Working…
Read More » -
Open Market Operations: What are they and how do they affect markets?
While many of the open market operations of the past decade have been largely experimental, the FOMC’s increased market participation has also increased the impact of these operations substantially.
Read More » -
Rate Cuts and Your Student Loan Strategy
Between 2006 and 2012, the interest on student loans went down by more than one half. When the 2006/07 school year started, rates were nearly at 7%. By the beginning of 2011/12, the interest on tuition loans was below 3.5%. During the same six-year period, the Federal Reserve dramatically decreased overall rates from 5.25% to 0.25%. Just as importantly, several…
Read More » -
How the New Banking Rules Make It Easier to Get a Loan
In 2010, then President Barack Obama signed the Dodd-Frank Act into law. After the financial crisis, many banks had to maintain a certain amount of liquid assets. If any loanees default, these institutions would still have enough funds to pay their depositors back and honor other financial obligations. Just as importantly, firms had to report their finances to the federal…
Read More »
- 1
- 2