Business

  • Photo of How to Avoid Bankruptcy

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Photo of Jobs Are Going Remote, and It’s Great News for Everyone

    Jobs Are Going Remote, and It’s Great News for Everyone

    Some states are offering big bucks to remote workers willing to make the move.

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  • Photo of Offline Businesses With Low Startup Costs

    Offline Businesses With Low Startup Costs

    Digitalization paved the way for entrepreneurs to launch online businesses with low startup costs. Moreover, many people that have little-to-no capital are participating in this transformation. Remote work, though, isn’t for everyone. Plenty of entrepreneurs still prefer to do it the old fashioned way, but there is one obstacle in the way: Money. Opening a physical brick-and-mortar business requires a…

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  • Photo of Why Your Business Needs Cyber Insurance

    Why Your Business Needs Cyber Insurance

    Firms and entities of all sizes appreciate the role of a general liability business insurance policy. For a small monthly premium, entrepreneurs can get hundreds of thousands, if not millions, in coverage. In turn, this protection takes care of different types of problems, including workers’ injuries, lawsuits from customers, and more. However, even though businesses heavily rely on technology, not…

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  • Photo of A Business Loan vs. Grant: Which One?

    A Business Loan vs. Grant: Which One?

    When looking for solutions, every business owner and entrepreneur knows that there is no one-size-fits-all approach. Each entity is unique, and their approach depends on their industry, size, business model, location, and structure. However, every company needs capital and funding in order to grow. Some firms are able to qualify for a private or federal small business grant. Others, meanwhile,…

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  • Photo of Trade and Your Wallet

    Trade and Your Wallet

    During the last few years, international trade took center stage. Today, it is even more important to analysts, media pundits, investors, and other economic players. Above all else, issues related to the China tariffs list, the potential USMCA trade agreement, and Brexit have a direct impact on household budgets. To clarify, volatile trade relations translate to unstable food, energy, and…

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  • Photo of The 2020 Inflation Adjustment and Your Health Premiums

    The 2020 Inflation Adjustment and Your Health Premiums

    Starting next year, inflation will impact the average monthly health insurance cost and the Medicare premiums 2020 rates. More specifically, even if your income doesn’t change, inflation might diminish your taxable earnings. In turn, you may qualify for lower premiums and tax savings. Having said that, higher health insurance options are also on the table. If your income increases, so…

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  • Photo of The Hidden Burden of Sales Taxes

    The Hidden Burden of Sales Taxes

    Imagine that you’re in line at the grocery store. As the cashier rings up the other customers’ items, their total payment and sales taxes show up on the register. Meanwhile, when it is your turn, the checkout employee deducts your taxes or refunds you the amount in cash. If you happen to live in one of the states with no…

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  • Photo of Efficient Tax Planning: How and When You Should Do It

    Efficient Tax Planning: How and When You Should Do It

    Two years ago, the Republican-controlled United States Congress passed the Tax Cuts and Jobs Act. The law, which President Donald Trump signed into effect, made filing taxes easier and simpler. Even more so when we consider the already existing online tax-preparation software, alongside some handy IRS customer service features. The picture, however, isn’t as rosy as it looks. In 2019,…

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  • Photo of Good or Bad Idea: Living in States With No Income Tax?

    Good or Bad Idea: Living in States With No Income Tax?

    In 2018, more Americans moved to Oregon and Idaho than any other state (except for Vermont). Meanwhile, the State of Washington ranked sixth nationwide in terms of incoming domestic migrants. Perhaps most noteworthy is that Washington is amongst the states with no income tax, but Idaho and Oregon aren’t. Why, then, did more people move to the latter two than…

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