Banking

  • Photo of Applying for a Bank Loan? Get These Documents Ready

    Applying for a Bank Loan? Get These Documents Ready

    Applying for a bank loan is not as plain as submitting only an application. It can require you to submit a bundle of documents before you get approved.

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  • Photo of How the New Banking Rules Make It Easier to Get a Loan

    How the New Banking Rules Make It Easier to Get a Loan

    In 2010, then President Barack Obama signed the Dodd-Frank Act into law. After the financial crisis, many banks had to maintain a certain amount of liquid assets. If any loanees default, these institutions would still have enough funds to pay their depositors back and honor other financial obligations. Just as importantly, firms had to report their finances to the federal…

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  • Photo of The Good and the Bad of Online Banking

    The Good and the Bad of Online Banking

    Online banking is an up-and-coming method of handling your finances. Many traditional banks offer online banking. It’s commonly used to keep track of expenses, pay the bills, and even deposit money. Brick and mortar banks offer online banking for your convenience. Nowadays, more online only banks are popping up. This means that there is no brick and mortar building because…

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  • Photo of Reasons to Increase Your Credit Limit

    Reasons to Increase Your Credit Limit

    A credit limit allows you to make responsible purchases with the promise of repaying what you owe at a later date. It’s a good idea to have a lower credit limit to prevent the accumulation of debt. But, there might come a time when you’ll need to buy something that’s beyond your credit limit. This is one of many reasons…

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  • Photo of Why You Should Check Your Online Banking Daily

    Why You Should Check Your Online Banking Daily

    Sometimes it's way too easy to go days or a week without checking your banking app. Keeping an eye on all of your purchases and income is essential, especially in this time of subscriptions and direct deposits. Being aware of your balance is important to stay on top of your money and sticking with your budget.

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  • Photo of Banking for the New Technology World

    Banking for the New Technology World

    Banking can be done without ever encountering a real person these days. With the advent of the Internet, banking has moved into the future, and there are more features to come. What are some of the best banking technology tools? Online and Computer-Based Deposits Many banks offer online deposit capability. Depositing checks can be as easy as signing your check…

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  • Photo of The Best Banks for Introverts Who Don’t Want to Walk Into the Bank

    The Best Banks for Introverts Who Don’t Want to Walk Into the Bank

    The world is full of those who would rather face a shooting squad than talking to people they do not know. This can make it difficult to do normal, everyday things, including your banking. The good news is, with all the technology at our fingertips these days, this is entirely possible. From online banking to ATM banking, you can do…

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  • Photo of The Best Credit Cards for Balance Transfers

    The Best Credit Cards for Balance Transfers

    Handling multiple credit cards and paying back several different debts each month can be overwhelming. So in order to get the lowest interest rate when paying back your debt, you should consider using balance transfers. Paying off a debt to an existing account via balance transfer from an account with a lower interest rate is a more efficient and advantageous…

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