bad credit

  • Photo of What Is a CPN, or Credit Privacy Number?

    What Is a CPN, or Credit Privacy Number?

    A CPN is a nine-digit number that bills itself as a replacement for your social security number. But you should never use one.

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  • Photo of Best Bad Credit Personal Loans of 2020

    Best Bad Credit Personal Loans of 2020

    First, we will look at the steps to take before applying for a loan, and then, we will go over the best bad credit personal loans of 2020.

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  • Photo of Everything You Need to Know About FICO Scores

    Everything You Need to Know About FICO Scores

    While most consumers are aware that they have a credit score, many do not fully understand how their scores impact their finances.

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  • Photo of Should I Apply for Another Credit Card?

    Should I Apply for Another Credit Card?

    You might be wondering how many credit cards you should have, and if you’re ready to apply for another one. While there isn’t really one answer since everyone is different, there are some things you should keep in mind when you’re applying for your second or third credit card. While it sounds enticing to have a credit card that offers…

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  • Photo of The Best Starter Credit Cards

    The Best Starter Credit Cards

    There's always important aspects you need to consider before choosing your first credit card. Once you have a good idea of your goals, you can then begin searching for cards and deciding which ones best match what you're looking for. Here's some of the best ones on the market that will most likely meet your needs of getting high returns…

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  • Photo of Reasons to Increase Your Credit Limit

    Reasons to Increase Your Credit Limit

    A credit limit allows you to make responsible purchases with the promise of repaying what you owe at a later date. It’s a good idea to have a lower credit limit to prevent the accumulation of debt. But, there might come a time when you’ll need to buy something that’s beyond your credit limit. This is one of many reasons…

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  • Photo of From Starting to Saving: Making Credit Cards Work for You

    From Starting to Saving: Making Credit Cards Work for You

    Depending on a person’s experience, the idea of credit can mean very different things to different people.  While it is important to use credit responsibly, there are numerous ways in which having, maintaining, and building credit can help you along your financial path.  Whether it’s starting out with your first credit card, looking for the card that will give you…

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