Budgeting

Personal Finance Apps to Manage Your Budget

Thanks to the digital age that we are in, there is always an app for your smartphone or any device that you are using that you can easily download to help you keep track of things. If you have a crazy relationship with your finances lately, perhaps you might want to search for apps that can help you.

Personal finance apps are a great tool that will set you free from that one-day-happiness cycle with your salary. You can get a particular tool that will help you keep track of your earnings, spending, and budgeting. Some apps will also let you improve your financial literacy. Rather than doing these things the old-fashioned way, through these apps, the ease of use and convenience is highly guaranteed. Manage your money properly with the help of one of the following apps for personal finance:

Prism

Are you sure that you paid off all your bills this month? Maybe you forgot one or even more that had been way past its due date. With the bills that you are receiving and need to pay every month, sometimes keeping track of each deadline can be quite confusing. However, being forgetful is never a viable reason, as the consequence of forgetting will still all fall down to you.

If you are looking for an app that will help you with your monthly bills payment, you might want to download this app. This app will enable you to group all of your financial accounts into one amazing app. Through having this, you will be having a complete view of all of your finances.  This app can also help you to connect from 11,000 billers – these include utility companies and even larger banks. All you have to do is to upload all of your bills into it, and the app will take it from there.

Prism will keep track of all of your bills and will remind you by sending alerts or notification on your phone. It doesn’t just end there because this app can also help you schedule payments for this particular bill, preventing you from making late payments.

Mobills

If you are looking for an app that will not just help you with personal finances, but also has an impressive look, then you should look to the Mobills app. This app will help you arrange all of your expenses into categories. With this, you can keep track of things like whether if you current spending good or if it is going over the budgeted amount. With your budget being planned, there is no doubt that you will not fail in paying off your bills or even have accidental expenditures.

The Mobills app has these interactive charts that will give you a clearer view of your financial life, enabling you to see where you are with your bigger financial goals. Another great feature that this app has is that you can add all of your credit cards here. Through this, you can easily check on your current balance or your spending limit – all of this made possible with this one app.

If you are unsure if you will like this app, you can simply opt for its free version. However, the free version has limited functionality. But if you change your mind, you can always upgrade to its premium version. When you finally have the premium version, accessing the other amazing features of the app is made easy.

EveryDollar

Now that you are thinking of managing your money wisely, you have finally met the app that was recommended by Dave Ramsey, a personal finance expert. According to this expert, the zero-based budget method will help you realize that every dollar in your budget has its purpose; thus, that is the reason why the app was named EveryDollar.

EveryDollar is an app with an integrated monthly expense tracker that will allow you to connect to your bank. Having this connection enables you to import transactions to help you with your expenditures. Through its tracker, you can view the amount that you have spent, as well as the amount that you still have.  Aside from your smartphone, you can also view and keep track of your finances using a desktop computer.

Instead of using a free version that doesn’t include the amazing features of a premium version, if you are a new user of this app, they allow you to use the premium version for a free trial period to see if this tracker is suitable for you. Upgrading to the premium version is easy – you can do it through navigating the app menu.

Spendee                            

This app allows you to have a shared wallet with another person, like with your family or a friend that you can both use to manage the shared expenses for the sake of your household budget.  To help you tally the money that you have spent for the month, you can add your bank transactions, and this app will help you categorize them.

You can also create budgeted amounts for a specific spending category, pay your bills ahead of the due date, and plan a budget for your upcoming event or trip. Through this app, you will know how much and where your money goes for the month. Avoid this from happening again by budgeting your money wisely, with the help of the EveryDollar app.

Clarity Money

The birth of the digital age had opened us to a much easier and faster way to create, learn, develop, and even purchase things in our daily lives. Sometimes, we tend to forget about the due date or the bill itself that needs to get paid. When you have noticed that your money seems to be disappearing, you might want to look back over the past months where you have made new subscriptions.

It can be annoying to know that your money had been decreasing because of the forgotten subscription. This app will help you uncover all of the subscriptions that you have and cancel those that you don’t need.  Aside from eradicating extra subscriptions, this app will also help you analyze your spending behavior and will give you its recommendations to improve your financial health.

Personal Capital

This app will help you not just to manage your money, but also to keep you updated with your bills or subscriptions. Personal Capital will even help you take care of your assets, as well as your investments.  It’s connected to more than 14,000 financial institutions, so you can link your accounts to this app and easily track your expenditures or create your monthly budget as well. This app can enable you to track your investment portfolio by its individual security, asset class, and account.

Also, this app can help you discover hidden fees that you may have paid, risk management, and diversification. If you still find difficulty with your finances, this app can also help you find registered financial advisors that you can talk to.

Mint

All of the apps mentioned above are either for budgeting or keeping track of the bills, debts, or subscriptions that you need to pay before the due date. Each of these apps has unique features that will help you with your financial life. However, Mint that will provide you that complete and clear financial picture.

This app will categorize all of the transactions you make and show you how and what you have spent that money on. Also, this app can help you take a peek at your credit score, schedule your bill payments, and even keep track of your investments.

All you have to do is to link your debit and or your credit card in your app account and expect that you will be guided well in your financial life, as this app is regarded as one of the best personal finance apps.

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