Student
As the price of college rises, student loans are becoming even more stressful. Budgeting these loans into your other monthly bills is hard enough, but it’s also difficult to determine how much to take out in loans and how to have the least amount of interest. Getting out of college with the least amount of debt is probably your goal, so RateRush.com lends a crying shoulder and advice to help you get through it.
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How to Repay Your Student Loans in One Year
With making a smart decision and reevaluating your finances, paying off the average student loan of $31,172 can be quite achievable.
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Do Student Loans Build Credit?
You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…
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How Can I Build Credit in College?
Many students use credit cards to help build credit while they’re in college. In turn, this gives them an early start. Additionally, these tools can make your transition to post-graduation life smoother and easier. For example, an investment in a credit card security deposit can yield fruitful results down the road. Because of this, you may qualify for a mortgage…
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Student Loan Debt Consolidation
It can be a lot of fun going to college, but you also gain a lot of experience from it. People who go to college are paid more than people who have high school certificates. There are even some professions that even pay much more, but you will have to spend a longer time in college. Because of this, people…
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Taking the Right Steps to Pay your Child’s Tuition
Does it feel like your child has grown up far faster than you ever expected? Are they barreling towards their college years, yet you have yet to figure out how you are going to help them pay for all of it? You definitely have quite a bit of company.
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What Student Loan Forgiveness is and How You Can Get it
If you have student loans, chances are you’re familiar with the term forgiveness. When you get forgiveness of a loan, it means you no longer have to pay back the full loan. There are quite a few ways in which you can get student loan forgiveness for federal loans. We’re going to touch upon a few of the ways you…
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The Top 6 Private Student Loans
The time, effort, and dedication you put towards your college career may have a large impact on your success in the future. This is why it’s so worthwhile and important to invest in your college career now – even if that means taking out loans. If you’ve tried other ways to make ends meet on your college payment like grants,…
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SOFR: How Your Current Student Loan Rates Might Change
On a typical day, banks lend money to customers who want to buy a home, purchase a car, and/or find the best student loan rates. After their doors close, however, banking firms will also borrow money from investors and government entities. In turn, they use those funds for daily operations, to pay back depositors, and continue to issue loans to…
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Rate Cuts and Your Student Loan Strategy
Between 2006 and 2012, the interest on student loans went down by more than one half. When the 2006/07 school year started, rates were nearly at 7%. By the beginning of 2011/12, the interest on tuition loans was below 3.5%. During the same six-year period, the Federal Reserve dramatically decreased overall rates from 5.25% to 0.25%. Just as importantly, several…
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How to Buy a House When You Have Student Loans
Thinking about student loan debt is daunting and mentally draining. It is something that could be hanging over you, weighing you down in many areas of your life. When one door seems to open, another seems to close – you’ve finally landed that dream job you’ve always wanted thanks to your schooling, but are having trouble buying a house because of…
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