Auto
Purchasing a car is a big decision on its own, but choosing how to pay for it can be a much harder decision than just picking one out. Your credit score will be essential here, and that will determine how much you can be approved for. Try to keep your expectations in check based on your credit score, and see which loaner is going to give you the best deal. Make responsible and positive decisions regarding your car payments and purchases.
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Getting Your Auto Loan
Unless you’re getting a loan that is specifically designed to ignore your credit score, then the status of your credit always forms a big part of your being approved.
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Before You Get That Auto Loan
It would be awesome to buy your dream car out of pocket; however, most people aren’t that fortunate.
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How Can a College Student Buy a Car With a Good GPA?
Believe it or not, however, your GPA can help you obtain an auto loan, regardless of what your FICO score is.
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Debt Traps: What to Watch Out for When Considering an Auto Loan
Long-term loans are a relatively new development that could cause you long-term financial pain if they catch you off guard.
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So You Missed Your Car Payment…
So what do you do if you really can't afford this month's car payment? It's never a good thing to not be able to pay, as you always want to have your account in good standing, especially if there's a chance your car could be repossessed. Here's some ideas to turn to when you're going to miss your car note…
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Refinancing Your Car Loan: the Pros and Cons
Everyone loves saving money – it’s a constant battle to try and find the best ways to cut back on expenses and stick to a budget. This is why it might be time to refinance your car loan and get your finances back on track. If you have a new job and a better credit rating than you did when…
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The Fed’s Rate Cuts and Your Interest Payments
On July 31st, the Federal Reserve lowered interest rates for the first time in over ten years. In fact, the United States’ central bank has been increasing borrowing costs for a while. On December 1st, 2015, rates were only 0.25%. This allowed consumers to take advantage of low interest credit card, mortgage, and auto loan payments. Three years later, by…
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