Credit Cards
A credit card is one of your first major decisions you make concerning your debt. You’re sure to have many questions regarding which card is best for you, how to use rewards, and what an average APR is. This can get quite confusing, as most banks have completely different pros and cons that balance differently against each other. Whether you’re using it to build credit, make a major purchase, or be a crutch for emergencies, RateRush.com has the inside scoop on how to choose a card, use it, and see the most out of your rewards.
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9 Ways to Consolidate Credit Card Debt
There are many ways that you can get back afloat and take control of your finances. Here are nine ways to consolidate credit card debt.
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APR vs Interest Rate: What’s the Difference?
When they compare the difference between the APR vs interest rate, loan borrowers and credit card users will learn a lot about their costs. While issuers/lenders charge interest to make a profit, the APR gives consumers a comprehensive idea of what overall costs will be, which include commissions and other fees.
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Is Credit Card Piggybacking a Good Way to Build Credit?
Credit card piggybacking is a good way to build credit. At the same time, it helps you save money on interest fees and deposits. Yet it also has some downsides. In order to determine whether piggybacking is a good option or not, consumers should keep a few things in mind.
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How Does an Eviction Affect My Credit?
If you have been evicted in the past or are worried about getting evicted in the future, you might be wondering, “How does an eviction affect my credit?”
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The 7 Smartest Things You Can Do for Your Finances
The seven smartest things you can do for your finances revolve around your spending habits, investment strategies, and savings approach.
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How to Lower Your Credit Card Interest Rate
With rates that can frequently reach over 30%, it can be all too easy to be stuck in a vicious cycle of carrying a credit card balance each month. So how can you lower your credit card interest rate?
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What Is a CPN, or Credit Privacy Number?
A CPN is a nine-digit number that bills itself as a replacement for your social security number. But you should never use one.
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5 Steps to Building an Emergency Fund
In uncertain times, such as now, having an emergency fund is important.
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What Is a Cash Advance? How Do They Work?
A cash advance could seem to be an enticing offer if you need quick cash. But cash advances are best avoided entirely and should only be used in cases of emergency.
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FICO Score vs VantageScore: What’s the Difference?
Each of them take their own factors into account, including score calculations and the categories that influence them.
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