paying for college
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Budgeting
How to Financially Prepare for College
College costs a good amount of money, and it's unlikely you have the thousands of dollars for your first year just sitting around somewhere. So how do you raise money for it?
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Credit Cards
Do Student Loans Build Credit?
You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…
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Loans
SOFR: How Your Current Student Loan Rates Might Change
On a typical day, banks lend money to customers who want to buy a home, purchase a car, and/or find the best student loan rates. After their doors close, however, banking firms will also borrow money from investors and government entities. In turn, they use those funds for daily operations, to pay back depositors, and continue to issue loans to…
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Budgeting
College Students: Why the Best Seasonal Jobs Are Around the Corner
At the end of each school year, many college students try to find seasonal summer jobs. However, November’s business activity was at its strongest point in four months. In addition, many retailers started hiring for the upcoming holidays during August and September. This suggests that the best seasonal jobs this year are going to be available in the winter. Working…
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Budgeting
Buying Textbooks on a Budget
Every college freshman is warned about the high cost of textbooks, and they never really get it until they buy their first textbook and have to shell out $150. However, this is actually unavoidable, as you should be able to find options that are less than half the price. Here's how.
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Budgeting
Realistic Essential Budgeting Elements for the Broke College Student
When you don't have much money to start with, it's really hard to make a budget and stick to it. However, there are some nonnegotiable items in your budget that you need to take care of before everything. If these elements aren't prioritized, you'll find yourself in a deeper hole, getting behind on bills, and with nothing for emergencies. Broke…
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Loans
The College Freshman’s Guide to FAFSA
Making the decision to go to college is already a scary one, and the weight of finding a way to pay for it can be even more frightening. Fortunately, the government provides you with some sort of solution, even if it means repaying with your first born child. FAFSA is Federal Student Aid, which comes in the form of grants…
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