Mortgage
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Investing
Should I Pay Off Debt or Invest Extra Cash?
When asking yourself should I pay off debt or invest extra cash, the answer isn’t always straightforward. It will depend on the type of debt you have and your long-term financial goals.
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Home Buying
Retiring Without a Mortgage: Is It A Possibility?
The best thing you can do to avoid retiring with lots of debts is to pay off your loan before you retire.
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Taxes
8 Overlooked Tax Breaks
Tax season is here, and with it comes a lot of paperwork and likely many missed opportunities to take deductions you didn’t even know existed. No one likes tax season. But everyone loves saving money. So instead of putting off your taxes until the last minute, have some fun claiming these eight overlooked tax breaks. 1. Miscellaneous Tax Deductions This…
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Budgeting
The Best Savings Strategies for Your Personality Type
Saving money isn’t easy, but it’s an essential aspect of wealth building. Even when you do start saving, it can be challenging to keep that money in your savings account. You wouldn’t be the first person who looked at their savings account and thought, what’s the point? Well, the point is that life is full of unexpected expenses. And even…
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Home Buying
Why Now Is the Best Time of Year to Buy a House
Alongside the perks and benefits that go alongside it, owning a home is an indicator of proficient money management. Closing on a loan during the best time of year to buy a house or when mortgage rate predictions are low only makes things better. Having the income, credit score, and downpayment for it, even before getting an estimate mortgage payment…
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Home Buying
Breaking Down Low Interest Mortgage Loans
In order to avoid that surprise down the road, there are a number of things you should look for when shopping around and comparing low interest mortgages. Understand, all the minor details will help you enjoy stability over the years to come, rather than a downward spiral as time ticks along.
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Home Buying
Considering an ARM for your New Mortgage?
If you are on the market for mortgage refinancing then you should understand that there has never been a better time to consider an ARM or a 15 year fixed rate. According to Freddie Mac, the spread between 15 year fixed rates and 30 year rates is nearly as close together as it has ever been in history.
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Budgeting
Financial Rules to Keep You Safe
Everyone is different when it comes to personal finance and money, but there are a few life lessons and financial rules that seem to be necessary at all times. There is not necessarily any one rule of thumb to keep you out of trouble, but there are a few guidelines that will help keep you afloat.
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Home Buying
Is Home Refinancing in your Best Interest?
Before setting your decision for home refinancing in stone, consider the following benefits and concerns that come along with refinanced mortgages.
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Home Buying
Understanding the Risks of New Age Mortgages
We are going to look at these new age mortgages and when they could be right for you.
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