Investing
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Budgeting
How to Discuss Finances with Your Partner Peacefully
It’s no secret that communication is the key ingredient to a healthy, long-lasting relationship. But navigating difficult conversations with your partner is no mean feat. This is especially true when it comes to discussing topics that don’t come naturally, like money. According to Business Insider, the most common fights that couples have are surprisingly not about infidelity or jealous matters,…
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Investing
3 Easy Steps to Rebalance your Portfolio
If you clicked on this article, you’re probably wondering if now is the right time to rebalance your portfolio. Before you start making wholesale changes, though, consider what your investment goals are and how long you’re willing to wait before tapping into your savings. A perfectly balanced portfolio for you can look vastly different than a balanced portfolio for someone…
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Investing
Investing Opportunities Outside the Historic Bull Market
What else can you do with your money to make it grow without feeling like you’re waiting for the other shoe to drop?
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Investing
Margin vs Cash Account: Which One Should I Choose?
Investors put their money in shares, as opposed to an interest-bearing savings account, because of the potential for high returns. Buying stocks on margin makes these earnings even more lucrative. To clarify, your margin balance is how much a broker is willing to lend you in investment capital. However, not many people understand how this works and what the differences…
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Budgeting
The Best Savings Strategies for Your Personality Type
Saving money isn’t easy, but it’s an essential aspect of wealth building. Even when you do start saving, it can be challenging to keep that money in your savings account. You wouldn’t be the first person who looked at their savings account and thought, what’s the point? Well, the point is that life is full of unexpected expenses. And even…
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Budgeting
8 Unexpected Costs of Driving
So you’ve saved up your money for months or even years, and you finally have enough for a substantial down payment on a new car. You’re also preparing to save for upcoming expenses such as car repairs and regular maintenance like oil changes and car washes. But have you budgeted enough money to account for all the costs of driving?…
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Investing
What Are Defensive Stocks and Why Do You Need Them?
Defensive stocks are a great tool for investors that want to minimize their risks, especially during market downturns. For example, when shares witnessed a dramatic selloff during the end of 2018, the Alliant Energy stock price barely moved. Similarly, United Healthcare stock rallied in May of 2019, even those the rest of the market declined. Yet there are still main…
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Budgeting
Financial Personality Types: Which Are You?
Assessing your strategy based on your financial personality may be the key to making your finances work for you.
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Banking
The Most Interesting Fintech Developments of the Last Decade
A look at some of the top solutions that changed the face of finance in the last decade and those that are moving us forward into the next.
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Credit Cards
Personal Finance Advice – The Perils of Buying on Store Credit
It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.
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