Interest

  • Photo of How to Avoid Bankruptcy

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Photo of Help! I Need Cash Overnight

    Help! I Need Cash Overnight

    Thankfully, there are alternatives for those that are not comfortable with a credit investigation. That is why personal and payday loans were created and became a major part of the financial industry.

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  • Photo of Breaking Down Low Interest Mortgage Loans

    Breaking Down Low Interest Mortgage Loans

    In order to avoid that surprise down the road, there are a number of things you should look for when shopping around and comparing low interest mortgages. Understand, all the minor details will help you enjoy stability over the years to come, rather than a downward spiral as time ticks along.

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  • Photo of Considering an ARM for your New Mortgage?

    Considering an ARM for your New Mortgage?

    If you are on the market for mortgage refinancing then you should understand that there has never been a better time to consider an ARM or a 15 year fixed rate. According to Freddie Mac, the spread between 15 year fixed rates and 30 year rates is nearly as close together as it has ever been in history.

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  • Photo of Personal Finance Advice – The Perils of Buying on Store Credit

    Personal Finance Advice – The Perils of Buying on Store Credit

    It is important to get a good grounding in the understanding of credit deals, before you can work out what the so called ‘deals’ in the shop actually entail you paying overall.

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  • Photo of The Best Savings Opportunities in 2020

    The Best Savings Opportunities in 2020

    When we entered 2019 one year ago, businesses and consumers, alike, were concerned about the economy. During that time, trade relations between the US and China escalated. In addition, the Federal Reserve hiked interest rates several times in 2018, with more increases planned for 2019. Just as importantly, the stock market plummeted and reached alarming lows. However, one year later,…

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  • Photo of Does the Low PennyMac Payment Make This Mortgage Worth It?

    Does the Low PennyMac Payment Make This Mortgage Worth It?

    Unemployment is currently at historically low levels, and the US economy is performing very strongly. Because of this, many analysts and aspiring homeowners expect the housing market to pick up, even more so after the Federal Reserve recently cut interest levels. Is this a good time to buy? The Bank of America mortgage rates, as an example, are notably going…

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  • Photo of A Business Loan vs. Grant: Which One?

    A Business Loan vs. Grant: Which One?

    When looking for solutions, every business owner and entrepreneur knows that there is no one-size-fits-all approach. Each entity is unique, and their approach depends on their industry, size, business model, location, and structure. However, every company needs capital and funding in order to grow. Some firms are able to qualify for a private or federal small business grant. Others, meanwhile,…

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  • Photo of Crypto Alternatives for Everyday Savings Tools

    Crypto Alternatives for Everyday Savings Tools

     Remember when interest rates used to be high?  Gone are the days of earning ten percent or more on a short-term certificate of deposit.  Savers have long been high and dry when it comes to profitable places to stash their cash, while interest rates have been at rock bottom for years and other investments were too risky to keep savings…

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  • Photo of SOFR: How Your Current Student Loan Rates Might Change

    SOFR: How Your Current Student Loan Rates Might Change

    On a typical day, banks lend money to customers who want to buy a home, purchase a car, and/or find the best student loan rates. After their doors close, however, banking firms will also borrow money from investors and government entities. In turn, they use those funds for daily operations, to pay back depositors, and continue to issue loans to…

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