financial

  • Budgeting

    How to Make Extra Income While Working From Home

    Looking to make extra income while working from home? Having one source of income is gradually becoming a thing of the past. Most individuals tend to seek other sources of income while searching for financial freedom. People that associate themselves with numerous income sources may undergo a lot of stress while trying to meet up with their clients’ needs and…

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  • Budgeting

    How to Spend Your Money Wisely to Achieve Financial Success

    There’s spending money, and then there’s a way to spend your money wisely. Surprisingly, both don’t always happen at the same time. Money spending highly depends on individual perception. Some persons show a propensity to spend judiciously; others, on the other hand, spend like it’s a race. Spending without consideration can easily lead an individual to avoidable bankruptcy. Your spending…

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  • Budgeting

    How to Discuss Finances with Your Partner Peacefully

    It’s no secret that communication is the key ingredient to a healthy, long-lasting relationship. But navigating difficult conversations with your partner is no mean feat. This is especially true when it comes to discussing topics that don’t come naturally, like money.  According to Business Insider, the most common fights that couples have are surprisingly not about infidelity or jealous matters,…

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  • Budgeting

    How to Make Money Work for You

    A vast majority of people in the world have spent their entire life working for money.  For the few smart one-percenters, the reverse is true. Their money works for them instead. To make money work for you, you may need to change your thoughts about money-making. Today, there is great occupational mobility as folks migrate from one job to the other,…

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  • Budgeting

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Budgeting

    Tips to Begin Effective Family Financial Planning

    Every family needs a plan for their finances. This may not be possible without some sort of family financial planning.  It is possible for a family to rely on individual ideas while handling financial goals. However, a unified thought process and collective decision making are essential for good success as a unit. Like 75% of Americans who handle their own…

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  • Budgeting

    The Role of Communication in Improving Your Family Finances

    Money is as essential to modern living as shelter or most other necessities. Family, of course, is what many of us live for. When these two vital parts of our lives come together, they help to improve family finances and relationships. Why is this, though? 22% of failed marriages in the US are as a result of financial disagreements. This…

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  • Budgeting

    Where are You in Your Financial Life Cycle?

    If you know where you are in the financial life cycle, you can then judge where you fall short and which skills you can learn.

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  • Budgeting

    What to Expect When You’re Expecting: The True Cost of a Child

    he decision to have a child is a very personal one, and it's imperative to consider all aspects that having a child carries. One important thing you may be considering is: Can I afford to have a baby? Kids can be expensive, and they tend to require more or less money at different points of their life. These "economic stages,"…

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