expenses

  • Photo of How to Choose Where to Retire

    How to Choose Where to Retire

    As soon as you approach retirement age, one of the questions that will keep coming to your mind will be where to retire and settle down. However, before you make any decision, you need to have a solid plan on the ground.

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  • Photo of How to Create a Budget in Excel

    How to Create a Budget in Excel

    In this article, you can expect to read all you need to know about budgets, plus there is a look at how you can create your budget in Microsoft Excel.

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  • Photo of Best Ways to Increase Your Savings After Retirement

    Best Ways to Increase Your Savings After Retirement

    It is good to save while in active service, but it is better to adopt some workable methods that will increase your savings after retirement. The truth is, your retirement benefits are never enough. And if you seek to create an ideal lifestyle for yourself even while you are out of service, you have to save more to have more.…

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  • Photo of How to Spend Your Money Wisely to Achieve Financial Success

    How to Spend Your Money Wisely to Achieve Financial Success

    There’s spending money, and then there’s a way to spend your money wisely. Surprisingly, both don’t always happen at the same time. Money spending highly depends on individual perception. Some persons show a propensity to spend judiciously; others, on the other hand, spend like it’s a race. Spending without consideration can easily lead an individual to avoidable bankruptcy. Your spending…

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  • Photo of How to Avoid Bankruptcy

    How to Avoid Bankruptcy

    Do you know there is a simple formula to avoid bankruptcy and stay afloat in your finances? Businesses, projects, and individuals can face liquidation as a result of huge debts. In many cases, debts occur as a result of unplanned expenditure, poorly thought out financial dealings, or even unforeseen emergencies. When you are in such a situation, it can lead…

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  • Photo of Tips to Begin Effective Family Financial Planning

    Tips to Begin Effective Family Financial Planning

    Every family needs a plan for their finances. This may not be possible without some sort of family financial planning.  It is possible for a family to rely on individual ideas while handling financial goals. However, a unified thought process and collective decision making are essential for good success as a unit. Like 75% of Americans who handle their own…

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  • Photo of The Role of Communication in Improving Your Family Finances

    The Role of Communication in Improving Your Family Finances

    Money is as essential to modern living as shelter or most other necessities. Family, of course, is what many of us live for. When these two vital parts of our lives come together, they help to improve family finances and relationships. Why is this, though? 22% of failed marriages in the US are as a result of financial disagreements. This…

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  • Photo of The Nightmare of the Night After Graduation

    The Nightmare of the Night After Graduation

    The day of graduation is usually one spent with joy, pride, and fun. Completing college is a momentous task, and you deserve to spend a day enjoying all of that. The Night After Graduation is one where reality begins to sink in. Here you stand with student loan debt and no income, and the bills keep coming. Here’s the costs…

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  • Photo of How to Catch Up When You’re Falling Behind on Your Bills

    How to Catch Up When You’re Falling Behind on Your Bills

    We’ve all been there – too many bills to pay and not enough time. It feels as sudden as running into a brick wall. Unfortunately, the longer you take to pay back your bills, the more that will accumulate – and the deeper of a debt hole you’ll fall into. With careful planning, you can quickly catch up on all…

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  • Photo of How to Budget When You Have a Fluctuating Income

    How to Budget When You Have a Fluctuating Income

    Having a fluctuating income means that you don’t have a steady base paycheck that you can expect every month. This might apply to you if you’re a freelancer or someone who works various jobs here and there. While you may have the freedom of working when and where you want, you’ll also need to be savvier when it comes to…

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