Emergency Funds
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Budgeting
How Your Credit Score Impacts Your Financial Future
In short, your credit score impacts your financial future because it makes it easier to secure affordable housing, access funds during emergencies, raise capital when you need it, and establish residual income streams.
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Credit Cards
8 Steps to Reduce Credit Card Debt
The 8 steps to reduce credit card debt revolve around making a plan, slashing unnecessary costs, and implementing the strategy.
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Budgeting
8 Rules of Thumb for Your Financial Life
Rules of thumb can be helpful starting points for determining your finances. Here we’ll take a look at eight rules of thumb you should know for your financial life.
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Investing
Should I Pay Off Debt or Invest Extra Cash?
When asking yourself should I pay off debt or invest extra cash, the answer isn’t always straightforward. It will depend on the type of debt you have and your long-term financial goals.
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Investing
How Much Should I Invest if I Make $50K a Year?
Committing to an investment plan early in life will lead to a much more prosperous future. But the question is, how much of your current income should you be investing if you want to retire and become financially free at an earlier age? There are rules of thumb for this sort of thing, but the real answer is that the…
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Budgeting
Are Speedy Cash Installment Loans Worth It?
The majority of American consumers don’t have enough money saved up for emergency situations. It shouldn’t be a surprise, therefore, that speedy cash installment loans are becoming popular. Not only do lenders approve borrowers on the same day, but they also work with those who have a bad credit score. For example, all you need is a vehicle registration to…
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Budgeting
5 Essential Personal Saving and Investing Tips for Freelancers
There are many advantages to living the life of a freelancer. But the undeniable downside of freelancing is having a variable income that fluctuates from month to month. While freelancing can be freeing, it can also lead to an uncertain financial situation. Below, we’ll go through five essential personal saving and investing tips for freelancers to help deliver peace of…
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Budgeting
Financial Rules to Keep You Safe
Everyone is different when it comes to personal finance and money, but there are a few life lessons and financial rules that seem to be necessary at all times. There is not necessarily any one rule of thumb to keep you out of trouble, but there are a few guidelines that will help keep you afloat.
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Budgeting
How Much Emergency Fund Savings Do You Need?
During Microsoft’s early days, Steve Ballmer presented his growth strategy to Bill Gates. More specifically, Ballmer wanted the company to hire 17 people in order to reach their objectives. Gates, who strongly opposed the idea, said that the expenses associated with hiring new people “would expose [Microsoft] to financial ruin”. Instead, Gates wanted his company to “have enough cash on…
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