debt to income ratio
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Loans
Which Loan to Pay off First? How to Decide the Best Method for You
Deciding the best method on which loan to pay off first is not easy. You should consider your goals (such as a car/mortgage) and the approach that helps you attain them. Alternatively, you could pick a method that allows you to organize your budget and grow your savings. This depends on your needs and objectives.
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Home Buying
How to Get a Land Loan
While you get creative control when you decide to build, you still can’t avoid the fact that there is a large amount of capital required to get through the process.
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Loans
Ask These Questions Before Taking Out A Large Loan
he decision to borrow a large sum of money isn’t one to be taken lightly.
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Auto
Debt Traps: What to Watch Out for When Considering an Auto Loan
Long-term loans are a relatively new development that could cause you long-term financial pain if they catch you off guard.
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Credit Cards
Do Student Loans Build Credit?
You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…
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Budgeting
Financial Rules to Keep You Safe
Everyone is different when it comes to personal finance and money, but there are a few life lessons and financial rules that seem to be necessary at all times. There is not necessarily any one rule of thumb to keep you out of trouble, but there are a few guidelines that will help keep you afloat.
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Budgeting
How to Determine your Debt to Income Ratio
There are two main things to consider when analyzing your own personal finances, and trying to figure out where exactly you are financially.
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Home Buying
How Much Home Can You Afford?
When you decide that you are ready to buy your first house you need to understand what your budget is going to be. This can get you on the road to purchasing your home by searching in the right market before you have to finish your mortgage application.
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