college freshman

  • Photo of Do Student Loans Build Credit?

    Do Student Loans Build Credit?

    You can get approved for a student loan much easier than any other type of advance or line of credit. Additionally, your income and credit score don’t impact your ability to get approved for federal funding. But how do student loans affect credit score points? Moreover, do student loans build credit when you make payments on time? If done the…

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  • Photo of How Can I Build Credit in College?

    How Can I Build Credit in College?

    Many students use credit cards to help build credit while they’re in college. In turn, this gives them an early start. Additionally, these tools can make your transition to post-graduation life smoother and easier. For example, an investment in a credit card security deposit can yield fruitful results down the road. Because of this, you may qualify for a mortgage…

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  • Photo of Buying Textbooks on a Budget

    Buying Textbooks on a Budget

    Every college freshman is warned about the high cost of textbooks, and they never really get it until they buy their first textbook and have to shell out $150. However, this is actually unavoidable, as you should be able to find options that are less than half the price. Here's how.

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  • Photo of Realistic Essential Budgeting Elements for the Broke College Student

    Realistic Essential Budgeting Elements for the Broke College Student

    When you don't have much money to start with, it's really hard to make a budget and stick to it. However, there are some nonnegotiable items in your budget that you need to take care of before everything. If these elements aren't prioritized, you'll find yourself in a deeper hole, getting behind on bills, and with nothing for emergencies. Broke…

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  • Photo of The College Freshman’s Guide to FAFSA

    The College Freshman’s Guide to FAFSA

    Making the decision to go to college is already a scary one, and the weight of finding a way to pay for it can be even more frightening. Fortunately, the government provides you with some sort of solution, even if it means repaying with your first born child. FAFSA is Federal Student Aid, which comes in the form of grants…

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