Credit Cards
A credit card is one of your first major decisions you make concerning your debt. You’re sure to have many questions regarding which card is best for you, how to use rewards, and what an average APR is. This can get quite confusing, as most banks have completely different pros and cons that balance differently against each other. Whether you’re using it to build credit, make a major purchase, or be a crutch for emergencies, RateRush.com has the inside scoop on how to choose a card, use it, and see the most out of your rewards.
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Creating a Budget Using a Credit Card
Yes, it is possible to get into serious debt and trouble with a credit card, but not if you know how to use them correctly.
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Cash or Credit?: How to Keep Your Spending in Line with Your Budget
Once you have the budget in place, an important next step is to monitor how you spend money and what factors are most likely to trip you up.
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The 5 Best Free Money-Management Apps
Your device can quickly become bloated with apps that never get used, so instead of downloading 15 different apps, here are the five best free money-management apps.
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How to Be a Conscious Spender with a Debit Card
Conscious spending helps you gather the money that you are spending on purchases fueled by wants and use it to spend on something that truly matters to you.
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Should I Get a Medical Credit Card or an HSA/FSA?
A medical credit card gives patients the opportunity to manage their money and build credit when they pay for health care costs. Meanwhile, medical savings account rules allow you to deduct deposits and expenditures from your taxes.
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Why You Should Pay Off Credit Card Bills Before They’re Due
The date you choose to pay your bill can decide whether you have extra interest to pay in the next payment cycle, may reduce interest on your balance, or, sometimes, makes no difference at all.
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10 Must-Do Things To Improve Your Credit Score
By persistently working towards improving the factors that are most detrimental to your score, you can make steady increases to your credit score.
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30 Personal Finance Terms Every Person Should Be Well Versed With
This article will demystify most of the jargon related to banking, investments, loans, income tax, and retirement savings.
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Can You Use a Prepaid Credit Card to Build Credit?
A prepaid card isn't the best way to manage your money, particularly in comparison to other options. This is not to say that it's useless, but there are many less expensive and more convenient choices.
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The Ultimate Guide to Improving Your Credit Score
Your credit score can have a considerable impact on your financial future. A good credit score can help you get easy access to loans, get a new credit card, and of course, it can help you save a lot of money.
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