utilities

  • Budgeting

    How Can I Build Credit in College?

    Many students use credit cards to help build credit while they’re in college. In turn, this gives them an early start. Additionally, these tools can make your transition to post-graduation life smoother and easier. For example, an investment in a credit card security deposit can yield fruitful results down the road. Because of this, you may qualify for a mortgage…

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  • Investing

    What Are Defensive Stocks and Why Do You Need Them?

    Defensive stocks are a great tool for investors that want to minimize their risks, especially during market downturns. For example, when shares witnessed a dramatic selloff during the end of 2018, the Alliant Energy stock price barely moved. Similarly, United Healthcare stock rallied in May of 2019, even those the rest of the market declined. Yet there are still main…

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  • Budgeting

    How Brexit Impacts American Consumers

    This week, the Conservative Party won the parliamentary and UK prime minister election in a landslide. As a result, the Tory government will almost certainly conclude Britain’s departure from the European Union (EU). Equally as important, if Prime Minister (PM) Boris Johnson delivered Brexit today, his Conservative government will immediately aim towards reaching a trade deal with the US. Even…

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  • Budgeting

    Minimum Wage vs. Living Expenses: Texas

    A hot topic among today’s political economic discussion is the minimum wage and whether or not it sufficiently provides Americans with the amount of money needed in order to comfortably live in their state. This edition looks at the Lone Star State to see whether their minimum wage is enough for its residents, and whether or not it can improve.

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  • Budgeting

    Financially Preparing for Your First Apartment

    Getting your first apartment is absolutely exciting. It's a time where you get to envision your fresh start, your decorations and style coming to life, and a sense of freedom. However, it does come with a lot of financial burden. Of course you know that you're going to have to pay rent, but there are quite a few other expenses…

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